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Company Analysis

Community West Bancshares CWBC

A comprehensive view of key metrics, scores, and financial health for Community West Bancshares

Overview of Community West Bancshares

CWBC NCM
Financial Services Banks - Regional Small Cap
Community West Bancshares (CWBC), is a Small Cap company, in the Banks - Regional industry, last closed at $24.09, about 10.6% overvalued vs fair value, +37.7% 1Y return, ranked 602/1037 in sector.
Metrics Rev Growth 70.4% ROE 9.9% Gross Margin 72.6%
$24.09
0.04%
As of April 28, 2026
Previous close • Vol 90d: 21.0%
52-Week Range
Market Cap
$461.80M
Enterprise Value
$485.34M
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Fair
Health
Weak
Efficiency
Good
Valuation
Fair
Growth
Fair
Profitability
Fair
Health
Weak
Efficiency
Good
Valuation
Fair
Completeness: 82%
Confidence: 50%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.communitywestbank....
HQ Fresno, CA
Fiscal year Dec 31

Next Events

Earnings Apr 23

Fair Value Snapshot

Bear Base Bull
$12
$22
$40
Current: $24.09 -11% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$160.4M
56.6%%
Interest Expense
$49.5M
Net Interest Income
$110.4M
33.9%%
Total Revenue
$194.6M
70.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
2.1%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$8.3M
107.9% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Community West Bancshares's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
52
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
43
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing CWBC's balance between Growth (41.1%), Profitability (28.0%), and Safety (31.0%). Growth 41% Safety 31% Profitability 28%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

67th percentile vs peers
68
Key Signals
NII Growth YoY 33.9% 96p Equity Growth YoY 75.2% 98p Asset Growth YoY 4.8% 56p EPS Growth YoY -79.5% 9p
Strengths
  • NII Growth YoY in top 20% of peers (33.9%, 96th percentile)
  • Equity Growth YoY in top 20% of peers (75.2%, 98th percentile)
  • Growth above peer median with strong metric coverage (80%)
Risks
  • EPS Growth YoY in bottom 20% of peers (-79.5%)

Profitability

46th percentile vs peers
46
Key Signals
Strengths
Risks
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Safety

51th percentile vs peers
51
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Community West Bancshares.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Bear
-
- - -
- upside
-
Base
$21.53
- - -
-10.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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