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Company Analysis

Dime Community Bancshares, Inc. DCOMP

A comprehensive view of key metrics, scores, and financial health for Dime Community Bancshares, Inc.

Overview of Dime Community Bancshares, Inc.

DCOMP NMS
Financial Services Banks - Regional
Dime Community Bancshares, Inc. (DCOMP), in the Banks - Regional industry, last closed at $19.58, about 0.0% overvalued vs fair value, +4.6% 1Y return, placing in the top 10% of its sector.
Metrics Rev Growth 132.5% ROE 7.7% Gross Margin 56.1%
$19.58
-0.10%
As of April 28, 2026
Previous close • Vol 90d: 17.1%
52-Week Range
Enterprise Value
-
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Fair
Valuation
Excellent
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Fair
Valuation
Excellent
Completeness: 82%
Confidence: 43%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.dime.com
HQ Hauppauge, NY
Employees 902
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$650.1M
6.7%%
Interest Expense
$277.4M
Net Interest Income
$318.1M
0.5%%
Total Revenue
$730.4M
132.5%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
1.7%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$45.3M
211.6% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Dime Community Bancshares, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
36
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
33
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing DCOMP's balance between Growth (49.2%), Profitability (14.9%), and Safety (35.9%). Growth 49% Safety 36% Profitability 15%

Click axes to expand details. Marker shows current allocation.

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Growth

62th percentile vs peers
62
Key Signals
Asset Growth YoY 6.9% 67p Equity Growth YoY 15.3% 83p NII Growth YoY 0.5% 45p
Strengths
  • Equity Growth YoY in top 20% of peers (15.3%, 83th percentile)
Risks

No significant risks identified for this axis.

Profitability

18th percentile vs peers
19
Key Signals
Strengths
Risks
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Safety

45th percentile vs peers
46
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Dime Community Bancshares, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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Bear
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Base
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- upside
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Bull
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- upside
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Fair Value Range Current: $-
$- $- $-
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