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Company Analysis

FB Financial Corporation FBK

A comprehensive view of key metrics, scores, and financial health for FB Financial Corporation

Overview of FB Financial Corporation

FBK NYQ
Financial Services Banks - Regional Mid Cap
FB Financial Corporation (FBK), is a Mid Cap company, in the Banks - Regional industry, last closed at $54.82, about 29.6% overvalued vs fair value, +28.8% 1Y return, placing in the top 25% of its sector.
Metrics Rev Growth 92.7% ROE 7.0% Gross Margin 58.9%
$54.82
0.94%
As of April 28, 2026
Previous close • Vol 90d: 28.2%
52-Week Range
Market Cap
$2.84B
Enterprise Value
$2.02B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 89%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.firstbankonline.co...
HQ Nashville, TN
Employees 1,594
Fiscal year Dec 31

Next Events

Earnings Apr 13 Estimated

Fair Value Snapshot

Bear Base Bull
$21
$39
$72
Current: $54.82 -30% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$725.5M
6.9%%
Interest Expense
$317.8M
Net Interest Income
$416.5M
2.3%%
Total Revenue
$877.8M
92.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
7.4%
Fair

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$44.5M
38.3% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating FB Financial Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
47
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
32
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing FBK's balance between Growth (42.0%), Profitability (33.8%), and Safety (24.3%). Growth 42% Safety 24% Profitability 34%

Click axes to expand details. Marker shows current allocation.

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Growth

64th percentile vs peers
64
Key Signals
Asset Growth YoY 23.9% 91p NII Growth YoY 2.3% 53p Equity Growth YoY 7.8% 57p EPS Growth YoY -3.6% 43p
Strengths
  • Asset Growth YoY in top 20% of peers (23.9%, 91th percentile)
  • Growth above peer median with strong metric coverage (80%)
Risks

No significant risks identified for this axis.

Profitability

51th percentile vs peers
52
Key Signals
Strengths
Risks
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Safety

37th percentile vs peers
37
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for FB Financial Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$38.58
- - -
-29.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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