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Company Analysis

FB Bancorp, Inc. FBLA

A comprehensive view of key metrics, scores, and financial health for FB Bancorp, Inc.

Overview of FB Bancorp, Inc.

FBLA NCM
Financial Services Banks - Regional Framework: Banks & Lenders Micro Cap
FB Bancorp, Inc. (FBLA), is a Micro Cap company, in the Banks - Regional industry, last closed at $14.37, about 32.8% undervalued vs fair value, +29.2% 1Y return, ranked 917/1037 in sector.
Metrics Rev Growth 4.7% ROE 1.2% Gross Margin 71.9%
USD 14.37
0.14%
(Delayed)
• Vol 90d: 13.7%
52-Week Range
Market Cap
$210.75M
Enterprise Value
$264.32M
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 70%
Confidence: 82%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.bankwithfidelity.c...
HQ New Orleans, LA
Employees 323
Fiscal year Dec 31

Next Events

Earnings Aug 7 Estimated

Fair Value Snapshot

Bear Base Bull
$11
$19
$36
Current: $14.37 +33% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$65.9M
21.3%%
Interest Expense
$17.8M
Net Interest Income
$46.5M
5.2%%
Total Revenue
$69.6M
4.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-1.9%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating FB Bancorp, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
41
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
32
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 85% Coverage
Trade-Off Triangle Visualization A ternary plot showing FBLA's balance between Growth (34.9%), Profitability (32.1%), and Safety (33.0%). Growth 35% Safety 33% Profitability 32%

Click axes to expand details. Marker shows current allocation.

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Growth

51th percentile vs peers
52
Key Signals
NII Growth YoY 5.2% 61p Equity Growth YoY 1.08 99p Asset Growth YoY 2.8% 43p EPS Growth YoY -27.92 0p
Strengths
  • Equity Growth YoY in top 20% of peers (1.08, 99th percentile)
  • Net Interest Margin in top 20% of peers (3.8%, 86th percentile)
  • Efficiency Ratio in top 20% of peers (65.0%, 86th percentile)
  • Equity/Assets in top 20% of peers (25.1%, 92th percentile)
Risks
  • EPS Growth YoY in bottom 20% of peers (-27.92)

Profitability

47th percentile vs peers
47
Key Signals
Strengths
Risks
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Safety

48th percentile vs peers
49
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for FB Bancorp, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$19.08
- - -
+32.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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