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Company Analysis

First Financial Northwest, Inc. FFNW

A comprehensive view of key metrics, scores, and financial health for First Financial Northwest, Inc.

Overview of First Financial Northwest, Inc.

FFNW
Financial Services Banks - Regional
First Financial Northwest, Inc. (FFNW), in the Banks - Regional industry.
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Previous close
Enterprise Value
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Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Excellent
Growth
Weak
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Excellent
Completeness: 76%
Confidence: 74%
Updated: Mar 8
Top Beats

Quick Facts

Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$76.8M
2.7%%
Interest Expense
$42.6M
Net Interest Income
$34.2M
-21%%
Total Revenue
$37.6M
-51.9%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
0.7%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$1.8M
166.0% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
Analysis based on partial data. Some metrics unavailable for complete assessment.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating First Financial Northwest, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
16
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
8
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 52% Coverage
Trade-Off Triangle Visualization A ternary plot showing FFNW's balance between Growth (3.0%), Profitability (45.8%), and Safety (51.3%). Growth 3% Safety 51% Profitability 46%

Click axes to expand details. Marker shows current allocation.

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Growth

3th percentile vs peers
4
Key Signals
Asset Growth YoY -5.3% 5p NII Growth YoY -21.0% 2p
Strengths
  • Efficiency Ratio in top 20% of peers (95.9%, 95th percentile)
  • Conservative leverage compared to industry peers
Risks
  • Growth in bottom 20% of peers (percentile: 3)
  • Asset Growth YoY in bottom 20% of peers (-5.3%)
  • NII Growth YoY in bottom 20% of peers (-21.0%)

Profitability

57th percentile vs peers
58
Key Signals
Strengths
Risks
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Safety

64th percentile vs peers
65
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for First Financial Northwest, Inc..

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This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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Fair Value Range Current: $-
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