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Company Analysis

FNF Group of Fidelity National FNF

A comprehensive view of key metrics, scores, and financial health for FNF Group of Fidelity National

Overview of Fidelity National Financial, Inc.

FNF NYQ
Financial Services Insurance - Specialty Framework: Insurance & Reinsurance Large Cap
Fidelity National Financial, Inc. (FNF), is a Large Cap company, in the Insurance - Specialty industry, last closed at $47.92, about 33.2% overvalued vs fair value, -10.1% 1Y return, ranked 292/1037 in sector.
Metrics Rev Growth 8.2% ROE 7.9% Gross Margin 98.2%
USD 47.92
0.65%
(Delayed)
• Vol 90d: 28.0%
52-Week Range
Market Cap
$12.81B
Enterprise Value
$-58.62B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 90%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.fnf.com
HQ Jacksonville, FL
Fiscal year Dec 31

Next Events

Dividend Jun 30 Ex-div: Jun 16
Earnings Aug 5 Estimated

Fair Value Snapshot

Bear Base Bull
$18
$32
$60
Current: $47.92 -33% vs base

Engine Room Money Flow™

Large Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$14.4B
8.2%%
Claims & Losses
$-262.0M
-95.8%%
Acquisition & Admin Expenses
$-3.1B
Underwriting Result
$1.4B
-17.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
1.8%
Excellent

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$532.0M
41.9% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
1
Active Leaks
1/1
Improving
0
High Impact
0
Critical
Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating FNF Group of Fidelity National 's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
43
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Underwriting Discipline

Moderate
61
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing FNF's balance between Growth (42.0%), Profitability (23.1%), and Safety (34.9%). Growth 42% Safety 35% Profitability 23%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

57th percentile vs peers
58
Key Signals
Rev Growth YoY 8.2% 51p EPS Growth YoY 1.44 84p Revenue CAGR 3Y 8.0% 48p Equity Growth YoY 12.2% 54p Asset Growth YoY 14.3% 84p
Strengths
  • EPS Growth YoY in top 20% of peers (1.44, 84th percentile)
  • Financial Leverage in top 20% of peers (12.00, 83th percentile)
  • D/E Ratio in top 20% of peers (59.3%, 81th percentile)
  • Conservative leverage compared to industry peers
Risks

No significant risks identified for this axis.

Profitability

31th percentile vs peers
32
Key Signals
Strengths
Risks
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Safety

48th percentile vs peers
48
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for FNF Group of Fidelity National .

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$32.03
- - -
-33.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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