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Company Analysis

FlexShopper, Inc. FPAY

A comprehensive view of key metrics, scores, and financial health for FlexShopper, Inc.

Overview of FlexShopper, Inc.

FPAY PNK
Industrials Rental & Leasing Services
FlexShopper, Inc. (FPAY), in the Rental & Leasing Services industry, last closed at $0.00, about 0.0% overvalued vs fair value, ranked 568/660 in sector.
$0.00
-
As of March 2, 2026
Previous close
Enterprise Value
-
Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Fair
Health
Fair
Efficiency
Weak
Growth
Weak
Profitability
Fair
Health
Fair
Efficiency
Weak
Completeness: 56%
Confidence: 39%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.flexshopper.com
HQ Boca Raton, FL
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Insufficient data
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  • Shares outstanding missing or non-positive

Engine Room Money Flow™

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$117.0M
3.5%%
Gross Profit
$111.0M
1.2%%
Operating Income
$10.0M
258.8%%
Net Income
$-4.2M
-131.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Cash Conversion Ratio
307.1%
Excellent

FCF / Net Income - measures how well earnings convert to cash

Locked Metric
-
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
3
Active Leaks
0/3
Improving
0
High Impact
2
Critical
Locked Leak
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Locked Leak
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Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating FlexShopper, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
51
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
51
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 83% Coverage
Trade-Off Triangle Visualization A ternary plot showing FPAY's balance between Growth (24.6%), Profitability (35.9%), and Safety (39.5%). Growth 25% Safety 40% Profitability 36%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

35th percentile vs peers
36
Key Signals
Rev Growth YoY 3.5% 46p EPS Growth YoY -1.88 20p
Strengths
  • Superior capital returns - 2 return metrics above peer median
  • Gross Profit Margin in top 20% of peers (94.9%, 98th percentile)
  • Current Ratio in top 20% of peers (9.68, 94th percentile)
  • Quick Ratio in top 20% of peers (7.28, 97th percentile)
  • Strong liquidity position vs peers
Risks
  • EPS Growth YoY in bottom 20% of peers (-1.88)
  • Growth below peer median (percentile: 35)

Profitability

52th percentile vs peers
52
Key Signals
Strengths
Risks
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Safety

57th percentile vs peers
58
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for FlexShopper, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
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- upside
-
Base
-
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- upside
-
Bull
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- upside
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Fair Value Range Current: $-
$- $- $-
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