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Company Analysis

Green Dot Corporation GDOT

A comprehensive view of key metrics, scores, and financial health for Green Dot Corporation

Overview of Green Dot Corporation

GDOT NYQ
Financial Services Credit Services Framework: Banks & Lenders Small Cap
Green Dot Corporation (GDOT), is a Small Cap company, in the Credit Services industry, last closed at $13.38, about 25.4% undervalued vs fair value, +32.2% 1Y return, ranked 759/1078 in sector.
Metrics Rev Growth 20.7% ROE -11.2% Gross Margin 28.3%
USD 13.38
0.00%
(Delayed)
• Vol 90d: 24.2%
52-Week Range
Market Cap
$754.45M
Enterprise Value
$-326.41M
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Weak
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Weak
Completeness: 82%
Confidence: 85%
Updated: Jul 5
Top Beats

Quick Facts

Website https://www.greendot.com
HQ Provo, UT
Employees 1,150
Fiscal year Dec 31

Next Events

Earnings Aug 10 Estimated

Fair Value Snapshot

Bear Base Bull
$9
$17
$31
Current: $13.38 +25% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$5.5M
Net Interest Income
$-255.0K
-70%%
Total Revenue
$2.1B
20.7%%
Fee/Non-Interest Income
$2.1B
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-11.1%
Poor

Net Income / Equity - key bank profitability metric

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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
1/2
Improving
0
High Impact
1
Critical
Locked Leak
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Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Green Dot Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
37
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
11
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing GDOT's balance between Growth (19.5%), Profitability (19.6%), and Safety (60.9%). Growth 19% Safety 61% Profitability 20%

Click axes to expand details. Marker shows current allocation.

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Growth

27th percentile vs peers
28
Key Signals
Asset Growth YoY 10.1% 73p Equity Growth YoY 1.9% 18p EPS Growth YoY -2.60 3p NII Growth YoY -70.0% 1p
Strengths
  • Efficiency Ratio in top 20% of peers (26.9%, 97th percentile)
  • Equity/Assets in top 20% of peers (14.9%, 85th percentile)
  • Financial Leverage in top 20% of peers (6.47, 87th percentile)
  • D/E Ratio in top 20% of peers (7.3%, 89th percentile)
Risks
  • Equity Growth YoY in bottom 20% of peers (1.9%)
  • EPS Growth YoY in bottom 20% of peers (-2.60)
  • NII Growth YoY in bottom 20% of peers (-70.0%)

Profitability

27th percentile vs peers
28
Key Signals
Strengths
Risks
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Safety

86th percentile vs peers
86
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Green Dot Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$16.78
- - -
+25.4% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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