Skip to content
Company Analysis

Grupo Financiero Galicia S.A. GGAL

A comprehensive view of key metrics, scores, and financial health for Grupo Financiero Galicia S.A.

Overview of Grupo Financiero Galicia S.A.

GGAL NCM
Financial Services Banks - Regional Mid Cap
Grupo Financiero Galicia S.A. (GGAL), is a Mid Cap company, in the Banks - Regional industry, last closed at $43.07, about 106032.9% undervalued vs fair value, -27.8% 1Y return, ranked 942/1037 in sector.
$43.07
1.21%
As of April 28, 2026
Previous close • Vol 90d: 50.6%
52-Week Range
Market Cap
$7.42B
Enterprise Value
$-5.96T
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Weak
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Weak
Completeness: 82%
Confidence: 49%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.gfgsa.com
HQ Buenos Aires
Employees 10,244
Fiscal year Dec 31

Next Events

Earnings May 26 Estimated

Fair Value Snapshot

Bear Base Bull
$25347
$45711
$85615
Current: $43.07 +106033% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$8.2T
-20.4%%
Interest Expense
$3.1T
Net Interest Income
$5.1T
37%%
Total Revenue
$7.5T
3.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
26.8%
Excellent

Net Income / Equity - key bank profitability metric

Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium

Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$615.9B
37.9% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Grupo Financiero Galicia S.A.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
48
/100
Developing
Scores based on quantitative metrics and qualitative factors

Upgrade to unlock interactive defense details

Premium access

Unlock full defense analysis

Get key signals, strengths, and risks for every moat dimension.

Upgrade to Premium Unlock all moat defenses and evidence.

Deposit Franchise

Developing
39
Premium
Unlock full defense details

See key signals plus strengths and risks for this moat dimension.

Upgrade for full defense analysis Premium-only evidence and insights.
For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing GGAL's balance between Growth (38.4%), Profitability (39.1%), and Safety (22.6%). Growth 38% Safety 23% Profitability 39%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
Upgrade to unlock the full 3-year trend analysis and deltas.

Growth

96th percentile vs peers
96
Key Signals
Asset Growth YoY 46.2% 97p NII Growth YoY 37.0% 96p Equity Growth YoY 38.0% 95p EPS Growth YoY 1.20 92p
Strengths
  • Growth performance in top 20% of peers (percentile: 96)
  • Asset Growth YoY in top 20% of peers (46.2%, 97th percentile)
  • NII Growth YoY in top 20% of peers (37.0%, 96th percentile)
  • Equity Growth YoY in top 20% of peers (38.0%, 95th percentile)
Risks

No significant risks identified for this axis.

Profitability

97th percentile vs peers
98
Key Signals
Strengths
Risks
Premium
Unlock full Profitability drilldowns

See the signal-level drivers and insights behind this axis. Upgrade to reveal the full Trade-Off Ledger.

Upgrade Now

Safety

56th percentile vs peers
56
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Grupo Financiero Galicia S.A..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
X.X%
X%XX%
X.X%
-XX%XX%
XX.X%
-XX%XX%
Adjust the sliders above to explore different valuation scenarios.
Unlock Premium
Reveal the full Scenario Theatre
See live sliders, narratives, and full Bear/Base/Bull outcomes.
Upgrade Now
Bear
-
- - -
- upside
-
Base
$45711.45
- - -
+106032.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
Actions & Info