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Company Analysis

Goosehead Insurance, Inc. GSHD

A comprehensive view of key metrics, scores, and financial health for Goosehead Insurance, Inc.

Overview of Goosehead Insurance, Inc

GSHD NMS
Financial Services Insurance Brokers Framework: Insurance & Reinsurance Small Cap
Goosehead Insurance, Inc (GSHD), is a Small Cap company, in the Insurance Brokers industry, last closed at $36.82, about 0.0% overvalued vs fair value, -64.7% 1Y return, placing in the top 10% of its sector.
Metrics Rev Growth 16.2% ROE -107.8% Gross Margin 46.3% Div Yield 7.95%
USD 36.82
-0.22%
(Delayed)
• Vol 90d: 74.1%
52-Week Range
Market Cap
$1.38B
Enterprise Value
$1.40B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Fair
Health
Weak
Efficiency
Good
Valuation
Good
Growth
Fair
Profitability
Fair
Health
Weak
Efficiency
Good
Valuation
Good
Completeness: 82%
Confidence: 79%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.goosehead.com
HQ Westlake, TX
Employees 1,600
Fiscal year Dec 31

Next Events

Earnings Jul 22 Estimated

Fair Value Snapshot

Bear Base Bull
$0
$0
$0
Current: $36.82

Engine Room Money Flow™

Small Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$365.3M
16.2%%
Claims & Losses
$-196.4M
13.5%%
Acquisition & Admin Expenses
$-240.0M
Underwriting Result
$74.4M
21.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
53.8%
Excellent

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$227.5M
817.5% of Net Income

Where It Leaks

Cash Flow Health significant issues
Overall assessment of cash flow efficiency and conversion quality.
3
Active Leaks
2/3
Improving
2
High Impact
0
Critical
Locked Leak
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Locked Leak
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Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating Goosehead Insurance, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
48
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Underwriting Discipline

Moderate
55
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing GSHD's balance between Growth (51.7%), Profitability (29.4%), and Safety (19.0%). Growth 52% Safety 19% Profitability 29%

Click axes to expand details. Marker shows current allocation.

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Growth

78th percentile vs peers
78
Key Signals
Rev Growth YoY 16.2% 75p Revenue CAGR 3Y 20.4% 79p Equity Growth YoY 56.9% 92p EPS Growth YoY 1.15 76p Asset Growth YoY 4.3% 42p
Strengths
  • Equity Growth YoY in top 20% of peers (56.9%, 92th percentile)
  • ROA in top 20% of peers (8.1%, 92th percentile)
  • Growth above peer median with strong metric coverage (100%)
Risks

No significant risks identified for this axis.

Profitability

44th percentile vs peers
44
Key Signals
Strengths
Risks
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Safety

28th percentile vs peers
29
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Goosehead Insurance, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Base
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Snapshot base estimate
Bull
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Fair Value Range Current: $-
$- $- $-
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