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Company Analysis

Huntington Bancshares Incorpora HBANM

A comprehensive view of key metrics, scores, and financial health for Huntington Bancshares Incorpora

Overview of Huntington Bancshares Incorporated

HBANM NMS
Financial Services Banks - Regional Framework: Banks & Lenders
Huntington Bancshares Incorporated (HBANM), in the Banks - Regional industry, last closed at $19.08, about 0.0% overvalued vs fair value, -17.8% 1Y return, placing in the top 10% of its sector.
Metrics Rev Growth 10.2% ROE 10.0% Gross Margin 94.7%
USD 19.08
-0.78%
(Delayed)
• Vol 90d: 11.2%
Enterprise Value
-
Overall Score
View breakdown
Overall
Growth
Excellent
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Excellent
Growth
Excellent
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Excellent
Completeness: 88%
Confidence: 84%
Updated: Oct 24
Top Beats

Quick Facts

Website https://www.huntington.com
HQ Columbus, OH
Employees 20,424
Fiscal year Dec 31

Next Events

Dividend Dec 1 Ex-div: Nov 13

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$10.3B
3.9%%
Interest Expense
$4.3B
Net Interest Income
$6.0B
12.1%%
Total Revenue
$8.1B
10.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
9.7%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$1.0B
48.7% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Huntington Bancshares Incorpora's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
53
/100
Moderate
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Diversified Revenue Streams Revenue diversification is evident (growth stability 0.82).

Key risks

  • Capital Adequacy Concerns Capital adequacy is concerning (score 0.24).

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Deposit Franchise

Moderate
60
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Signals, strengths and risks for Deposit Franchise

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Signals, strengths and risks for Lending Advantage

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Signals, strengths and risks for Capital Strength

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Signals, strengths and risks for Cost Discipline

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Signals, strengths and risks for Revenue Diversification

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Signals, strengths and risks for Risk Management

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing HBANM's balance between Growth (42.7%), Profitability (31.0%), and Safety (26.3%). Growth 43% Safety 26% Profitability 31%

Click axes to expand details. Marker shows current allocation.

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Growth

70th percentile vs peers
71
Key Signals
Asset Growth YoY 10.2% 74p NII Growth YoY 12.1% 57p Equity Growth YoY 21.8% 86p
Strengths
  • Equity Growth YoY in top 20% of peers (21.8%, 86th percentile)
  • ROTE in top 20% of peers (16.8%, 80th percentile)
  • Cash & Securities to Assets in top 20% of peers (23.8%, 84th percentile)
Risks

No significant risks identified for this axis.

Profitability

51th percentile vs peers
51
Key Signals
Strengths
Risks
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Safety

43th percentile vs peers
44
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Huntington Bancshares Incorpora.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
-
- - -
- upside
-
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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