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Company Analysis

Home BancShares, Inc. HOMB

A comprehensive view of key metrics, scores, and financial health for Home BancShares, Inc.

Overview of Home Bancshares, Inc. (Conway, AR)

HOMB NYQ
Financial Services Banks - Regional Framework: Banks & Lenders Mid Cap
Home Bancshares, Inc. (Conway, AR) (HOMB), is a Mid Cap company, in the Banks - Regional industry, last closed at $28.25, about 21.5% overvalued vs fair value, +2.4% 1Y return, ranked 263/1037 in sector.
Metrics Rev Growth 37.3% ROE 11.5% Gross Margin 77.3%
USD 28.25
1.44%
(Delayed)
• Vol 90d: 21.4%
52-Week Range
Market Cap
$5.61B
Enterprise Value
$5.87B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Excellent
Health
Fair
Efficiency
Weak
Valuation
Fair
Growth
Fair
Profitability
Excellent
Health
Fair
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 90%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.homebancshares.com
HQ Conway, AR
Fiscal year Dec 31

Next Events

Earnings Jul 15 Estimated

Fair Value Snapshot

Bear Base Bull
$12
$22
$42
Current: $28.25 -22% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$1.3B
10.6%%
Interest Expense
$408.8M
Net Interest Income
$848.8M
2.6%%
Total Revenue
$1.4B
37.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
10.2%
Good

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$236.5M
58.8% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
0/1
Improving
1
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Home BancShares, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
78
/100
Strong
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Strong
83
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing HOMB's balance between Growth (26.8%), Profitability (41.4%), and Safety (31.8%). Growth 27% Safety 32% Profitability 41%

Click axes to expand details. Marker shows current allocation.

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Growth

42th percentile vs peers
43
Key Signals
NII Growth YoY 2.6% 53p Asset Growth YoY 1.7% 32p EPS Growth YoY 3.8% 47p Equity Growth YoY 4.5% 36p
Strengths
  • Net Interest Margin in top 20% of peers (3.8%, 86th percentile)
  • ROA in top 20% of peers (1.8%, 87th percentile)
  • Equity/Assets in top 20% of peers (18.8%, 90th percentile)
Risks

No significant risks identified for this axis.

Profitability

65th percentile vs peers
66
Key Signals
Strengths
Risks
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Safety

50th percentile vs peers
51
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Home BancShares, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
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Bear
-
- - -
- upside
-
Base
$22.18
- - -
-21.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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