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Company Analysis

ICICI Bank Limited IBN

A comprehensive view of key metrics, scores, and financial health for ICICI Bank Limited

Overview of ICICI Bank Limited

IBN NYQ
Financial Services Banks - Regional Framework: Banks & Lenders Large Cap
ICICI Bank Limited (IBN), is a Large Cap company, in the Banks - Regional industry, last closed at $30.05, about 3515.2% undervalued vs fair value, -9.8% 1Y return, ranked 515/1078 in sector.
Metrics P/E 0.2× Rev Growth 8.5% ROE 16.0% Div Yield 74.78%
USD 30.05
0.97%
(Delayed)
• Vol 90d: 24.2%
52-Week Range
Market Cap
$103.70B
Enterprise Value
$401.94B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Good
Health
Weak
Efficiency
Fair
Valuation
Weak
Growth
Good
Profitability
Good
Health
Weak
Efficiency
Fair
Valuation
Weak
Completeness: 82%
Confidence: 85%
Updated: Jul 5
Top Beats

Quick Facts

Website https://www.icici.bank.in
HQ Mumbai
Employees 182,665
Fiscal year Mar 31

Next Events

Earnings Jul 18 Estimated

Fair Value Snapshot

Bear Base Bull
$602
$1086
$2035
Current: $30.05 +3515% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$2.0T
4.8%%
Interest Expense
$890.3B
Net Interest Income
$1.1T
9.1%%
Total Revenue
$2.2T
9.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
14.9%
Good

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$84.8B
16.6% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
1/1
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating ICICI Bank Limited's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
63
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
72
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing IBN's balance between Growth (30.1%), Profitability (38.5%), and Safety (31.4%). Growth 30% Safety 31% Profitability 39%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

58th percentile vs peers
59
Key Signals
Asset Growth YoY 10.3% 74p NII Growth YoY 9.1% 47p Equity Growth YoY 15.7% 77p EPS Growth YoY 5.1% 30p
Strengths
  • Net Interest Margin in top 20% of peers (3.7%, 85th percentile)
  • ROTE in top 20% of peers (18.2%, 85th percentile)
  • ROA in top 20% of peers (2.0%, 90th percentile)
  • ROE in top 20% of peers (16.0%, 88th percentile)
Risks

No significant risks identified for this axis.

Profitability

74th percentile vs peers
75
Key Signals
Strengths
Risks
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Safety

61th percentile vs peers
61
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for ICICI Bank Limited.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$1086.38
- - -
+3515.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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