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Company Analysis

International General Insurance IGIC

A comprehensive view of key metrics, scores, and financial health for International General Insurance

Overview of International General Insurance Holdings Ltd.

IGIC NCM
Financial Services Insurance - Diversified Framework: Insurance & Reinsurance Small Cap
International General Insurance Holdings Ltd. (IGIC), is a Small Cap company, in the Insurance - Diversified industry, last closed at $28.11, about 43.6% overvalued vs fair value, +20.2% 1Y return, placing in the top 10% of its sector.
Metrics P/E 8.7× Rev Growth -0.2% ROE 18.6% Gross Margin 57.3% Div Yield 4.35%
USD 28.11
-0.57%
(Delayed)
• Vol 90d: 30.2%
52-Week Range
Market Cap
$1.17B
Enterprise Value
$-42.79M
Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Fair
Health
Fair
Efficiency
Good
Valuation
Good
Growth
Weak
Profitability
Fair
Health
Fair
Efficiency
Good
Valuation
Good
Completeness: 82%
Confidence: 85%
Updated: Jul 5
Top Beats
No strong beats yet

Quick Facts

Website https://www.iginsure.com
HQ Amman
Fiscal year Dec 31

Next Events

Earnings Aug 4 Estimated

Fair Value Snapshot

Bear Base Bull
$9
$16
$30
Current: $28.11 -44% vs base

Engine Room Money Flow™

Small Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$525.0M
-0.2%%
Claims & Losses
$-215.8M
-27%%
Acquisition & Admin Expenses
$-97.0M
Underwriting Result
$127.2M
-3.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
41.1%
Excellent

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$108.1M
85.0% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
0/1
Improving
1
High Impact
0
Critical
Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating International General Insurance's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
69
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Underwriting Discipline

Moderate
71
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing IGIC's balance between Growth (16.4%), Profitability (41.5%), and Safety (42.2%). Growth 16% Safety 42% Profitability 41%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

31th percentile vs peers
32
Key Signals
Revenue CAGR 3Y 10.0% 50p Equity Growth YoY 8.5% 35p Rev Growth YoY -0.2% 18p EPS Growth YoY -3.6% 30p Asset Growth YoY 3.1% 29p
Strengths
  • Net Profit Margin in top 20% of peers (24.2%, 91th percentile)
  • ROA in top 20% of peers (7.0%, 86th percentile)
  • Interest Coverage (EBITDA) in top 20% of peers (688.95, 99th percentile)
Risks
  • Rev Growth YoY in bottom 20% of peers (-0.2%)
  • Growth below peer median (percentile: 31)

Profitability

80th percentile vs peers
81
Key Signals
Strengths
Risks
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Safety

82th percentile vs peers
82
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for International General Insurance.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$15.86
- - -
-43.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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