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Company Analysis

International Money Express, In IMXI

A comprehensive view of key metrics, scores, and financial health for International Money Express, In

Overview of International Money Express, Inc.

IMXI NCM
Technology Software - Infrastructure Framework: Software & SaaS Small Cap
International Money Express, Inc. (IMXI), is a Small Cap company, in the Software - Infrastructure industry, last closed at $13.32, about 534.8% undervalued vs fair value, +49.2% 1Y return, ranked 431/780 in sector.
Metrics P/E 14.2× Rev Growth -7.7% ROE 22.1% Gross Margin 36.0%
USD 13.32
1.91%
(Delayed)
• Vol 90d: 20.9%
52-Week Range
Market Cap
$433.96M
Enterprise Value
$525.92M
Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Fair
Health
Fair
Efficiency
Weak
Valuation
Fair
Growth
Weak
Profitability
Fair
Health
Fair
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 86%
Updated: Jul 5
Top Beats

Quick Facts

Website https://www.intermexonline.com
HQ Miami, FL
Employees 1,101
Fiscal year Dec 31

Next Events

Earnings Aug 10 Estimated

Fair Value Snapshot

Bear Base Bull
$77
$85
$93
Current: $13.32 +535% vs base

Engine Room Money Flow™

Small Cap

Software & SaaS - Where revenue goes and how value is created

Flow Steps
Total Revenue
$607.8M
-7.7%%
Gross Profit
$218.9M
-4.7%%
Operating Income (GAAP)
$68.1M
-31.9%%
Operating Cash Flow
$36.9M
-30.5%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Software & SaaS

Quality & Reliability Indicators

Gross Margin
36.0%
Fair

Gross Profit / Revenue — pricing power and product moat (SaaS benchmark: >70%)

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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
6
Active Leaks
0/6
Improving
1
High Impact
2
Critical
Locked Leak
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Locked Leak
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Moat Analysis Software & SaaS Specialized

Competitive Advantage Assessment

Evaluating International Money Express, In's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
50
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
68
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Software SaaS vs Industry Peers 87% Coverage
Trade-Off Triangle Visualization A ternary plot showing IMXI's balance between Growth (16.3%), Profitability (36.9%), and Safety (46.8%). Growth 16% Safety 47% Profitability 37%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

19th percentile vs peers
20
Key Signals
Revenue CAGR 3Y 3.6% 36p Rev Growth YoY -7.7% 17p EPS Growth YoY -39.5% 22p Def Rev Growth -1.00 1p
Strengths
  • Superior capital returns - 2 return metrics above peer median
  • Strong liquidity position vs peers
Risks
  • Growth in bottom 20% of peers (percentile: 19)
  • Rev Growth YoY in bottom 20% of peers (-7.7%)
  • Def Rev Growth in bottom 20% of peers (-1.00)

Profitability

44th percentile vs peers
44
Key Signals
Strengths
Risks
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Safety

56th percentile vs peers
56
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for International Money Express, In.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$84.56
- - -
+534.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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