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Company Analysis

KB Financial Group Inc KB

A comprehensive view of key metrics, scores, and financial health for KB Financial Group Inc

Overview of KB Financial Group Inc.

KB NYQ
Financial Services Banks - Regional Large Cap
KB Financial Group Inc. (KB), is a Large Cap company, in the Banks - Regional industry, last closed at $107.23, about 156737.1% undervalued vs fair value, +70.3% 1Y return, ranked 708/1037 in sector.
Metrics Rev Growth 152.1% ROE 10.0% Gross Margin 49.1%
$107.23
0.44%
As of April 28, 2026
Previous close • Vol 90d: 36.1%
52-Week Range
Market Cap
$40.06B
Enterprise Value
$101.86T
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Fair
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 89%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.kbfg.com
HQ Seoul
Fiscal year Dec 31

Next Events

Earnings Apr 21 Estimated

Fair Value Snapshot

Bear Base Bull
$93252
$168176
$314987
Current: $107.23 +156737% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$30.5T
4.6%%
Interest Expense
$13.1T
Net Interest Income
$12.8T
5.3%%
Total Revenue
$50.7T
152.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
8.4%
Fair

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$2.3T
47.3% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating KB Financial Group Inc's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
41
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
60
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing KB's balance between Growth (39.3%), Profitability (18.8%), and Safety (42.0%). Growth 39% Safety 42% Profitability 19%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

54th percentile vs peers
54
Key Signals
NII Growth YoY 5.3% 63p Asset Growth YoY 5.3% 59p EPS Growth YoY 13.4% 67p Equity Growth YoY 2.1% 16p
Strengths
  • Financial Leverage in top 20% of peers (12.86, 83th percentile)
  • D/E Ratio in top 20% of peers (2.55, 96th percentile)
  • Debt/Assets in top 20% of peers (16.9%, 92th percentile)
  • Conservative leverage compared to industry peers
Risks
  • Equity Growth YoY in bottom 20% of peers (2.1%)

Profitability

25th percentile vs peers
26
Key Signals
Strengths
Risks
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Safety

57th percentile vs peers
58
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for KB Financial Group Inc.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Bear
-
- - -
- upside
-
Base
$168176.38
- - -
+156737.1% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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