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Company Analysis

Lument Finance Trust, Inc. LFT

A comprehensive view of key metrics, scores, and financial health for Lument Finance Trust, Inc.

Overview of Lument Finance Trust, Inc.

LFT NYQ
Real Estate REIT - Mortgage Framework: Real Estate Investment Trusts Micro Cap
Lument Finance Trust, Inc. (LFT), is a Micro Cap company, in the REIT - Mortgage industry, last closed at $6.92, about 98.6% overvalued vs fair value, +198.4% 1Y return, placing in the top 10% of its sector.
Metrics Rev Growth -42.2% ROE -1.2% Div Yield 31.24%
USD 6.92
896.12%
(Delayed)
• Vol 90d: 389.1%
52-Week Range
Market Cap
$48.72M
Enterprise Value
$674.59M
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Fair
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Fair
Completeness: 94%
Confidence: 59%
Updated: Sep 12
Top Beats
No strong beats yet

Quick Facts

Website https://lumentfinancetrust.com
HQ New York, NY
Fiscal year Dec 31

Next Events

Earnings Nov 16

Fair Value Snapshot

Bear Base Bull
$0
$0
$0
Current: $6.92 -99% vs base

Engine Room Money Flow™

Micro Cap

Real Estate Investment Trust - Where revenue goes and how value is created

Flow Steps
Total Revenue
$20.1M
-42.2%%
Net Operating Income
$103.4M
370.6%%
Net Income
$-7.5M
-112.1%%
FFO (Funds From Operations)
$11.0M
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Real Estate Investment Trust

Quality & Reliability Indicators

NOI Margin
513.4%
Excellent

Operating Income / Revenue - property efficiency

Locked Metric
-
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis REIT Specialized

Competitive Advantage Assessment

Evaluating Lument Finance Trust, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
60
/100
Moderate
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Strong NOI Margins NOI margins are strong (score 0.83), demonstrating rent pricing power.
  • Dividend Well-Covered by AFFO Dividend coverage is healthy (score 0.69).

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Rent Pricing Power

Moderate
73
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Equity REITs vs Industry Peers 92% Coverage
Trade-Off Triangle Visualization A ternary plot showing LFT's balance between Growth (17.9%), Profitability (38.9%), and Safety (43.3%). Growth 18% Safety 43% Profitability 39%

Click axes to expand details. Marker shows current allocation.

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Growth

20th percentile vs peers
20
Key Signals
Buyback % 0.2% 69p Revenue CAGR 3Y 0.2% 32p EPS CAGR 3Y 4.9% 61p FFO/Share -3.8% 12p AFFO/Share -4.3% 12p
Strengths
  • Price/FFO in top 20% of peers (-37.54, 98th percentile)
  • P/AFFO in top 20% of peers (-32.64, 99th percentile)
  • AFFO Payout Ratio in top 20% of peers (-10.20, 100th percentile)
  • FFO Payout Ratio in top 20% of peers (-11.73, 100th percentile)
  • Strong liquidity position vs peers
Risks
  • Growth in bottom 20% of peers (percentile: 20)
  • Rev Growth YoY in bottom 20% of peers (-42.2%)
  • FFO Growth YoY in bottom 20% of peers (-1.09)

Profitability

44th percentile vs peers
44
Key Signals
Strengths
Risks
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Safety

49th percentile vs peers
49
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Lument Finance Trust, Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$0.10
- - -
-98.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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