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Company Analysis

Medallion Bank - Fixed-to-Float MBNKP

A comprehensive view of key metrics, scores, and financial health for Medallion Bank - Fixed-to-Float

Overview of Medallion Bank

MBNKP
Financial Services Banks - Regional
Medallion Bank (MBNKP), in the Banks - Regional industry.
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Previous close
Enterprise Value
-
Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Good
Health
Fair
Efficiency
Good
Valuation
Good
Growth
Weak
Profitability
Good
Health
Fair
Efficiency
Good
Valuation
Good
Completeness: 6%
Confidence: 2%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$275.2M
16.3%%
Interest Expense
$88.2M
Net Interest Income
$204.7M
8.4%%
Total Revenue
$290.7M
14.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
9.7%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$14.0M
39.0% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
Analysis based on partial data. Some metrics unavailable for complete assessment.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Medallion Bank - Fixed-to-Float's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
41
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
41
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 52% Coverage
Trade-Off Triangle Visualization A ternary plot showing MBNKP's balance between Growth (37.5%), Profitability (25.2%), and Safety (37.3%). Growth 38% Safety 37% Profitability 25%

Click axes to expand details. Marker shows current allocation.

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Growth

78th percentile vs peers
78
Key Signals
Asset Growth YoY 10.8% 80p NII Growth YoY 8.4% 75p
Strengths
  • Asset Growth YoY in top 20% of peers (10.8%, 80th percentile)
  • Net Interest Margin in top 20% of peers (7.1%, 97th percentile)
  • Debt/Assets in top 20% of peers (10.1%, 82th percentile)
  • Conservative leverage compared to industry peers
Risks

No significant risks identified for this axis.

Profitability

52th percentile vs peers
52
Key Signals
Strengths
Risks
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Safety

77th percentile vs peers
77
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Medallion Bank - Fixed-to-Float.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bull
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Fair Value Range Current: $-
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