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Company Analysis

NewtekOne, Inc. NEWT

A comprehensive view of key metrics, scores, and financial health for NewtekOne, Inc.

Overview of NewtekOne, Inc.

NEWT NGM
Financial Services Banks - Regional Small Cap
NewtekOne, Inc. (NEWT), is a Small Cap company, in the Banks - Regional industry, last closed at $13.10, about 2.7% undervalued vs fair value, +26.0% 1Y return, ranked 409/1037 in sector.
Metrics Rev Growth 35.5% ROE 17.4% Gross Margin 75.3%
$13.10
0.92%
As of April 28, 2026
Previous close • Vol 90d: 40.1%
52-Week Range
Market Cap
$377.70M
Enterprise Value
$2.31B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Good
Health
Fair
Efficiency
Weak
Valuation
Weak
Growth
Good
Profitability
Good
Health
Fair
Efficiency
Weak
Valuation
Weak
Completeness: 82%
Confidence: 80%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.newtekone.com
HQ Boca Raton, FL
Fiscal year Dec 31

Next Events

Dividend Apr 1
Earnings Apr 28 Estimated

Fair Value Snapshot

Bear Base Bull
$7
$13
$25
Current: $13.10 +3% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$121.4M
28.7%%
Interest Expense
$56.6M
Net Interest Income
$40.3M
51.3%%
Total Revenue
$322.2M
35.5%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
17.8%
Excellent

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$20.7M
41.9% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
1
Active Leaks
1/1
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating NewtekOne, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
57
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
65
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing NEWT's balance between Growth (40.2%), Profitability (25.7%), and Safety (34.2%). Growth 40% Safety 34% Profitability 26%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

86th percentile vs peers
86
Key Signals
NII Growth YoY 51.3% 97p Asset Growth YoY 33.2% 93p Equity Growth YoY 20.6% 88p EPS Growth YoY 3.8% 53p
Strengths
  • Growth performance in top 20% of peers (percentile: 86)
  • NII Growth YoY in top 20% of peers (51.3%, 97th percentile)
  • Asset Growth YoY in top 20% of peers (33.2%, 93th percentile)
  • Equity Growth YoY in top 20% of peers (20.6%, 88th percentile)
  • ROTE in top 20% of peers (22.1%, 97th percentile)
Risks

No significant risks identified for this axis.

Profitability

55th percentile vs peers
55
Key Signals
Strengths
Risks
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Safety

73th percentile vs peers
73
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for NewtekOne, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Bear
-
- - -
- upside
-
Base
$13.46
- - -
+2.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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