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Company Analysis

NexPoint Real Estate Finance, I NREF

A comprehensive view of key metrics, scores, and financial health for NexPoint Real Estate Finance, I

Overview of NexPoint Real Estate Finance, Inc.

NREF NYQ
Real Estate REIT - Mortgage Framework: Mortgage REITs Micro Cap
NexPoint Real Estate Finance, Inc. (NREF), is a Micro Cap company, in the REIT - Mortgage industry, last closed at $14.97, about 51.4% overvalued vs fair value, +13.3% 1Y return, placing in the top 25% of its sector.
Metrics P/E 5.6× Rev Growth 500.8% ROE 17.1%
USD 14.97
-0.93%
(Delayed)
• Vol 90d: 29.3%
52-Week Range
Market Cap
$284.79M
Enterprise Value
$5.09B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Fair
Efficiency
Weak
Valuation
Fair
Growth
Fair
Profitability
Weak
Health
Fair
Efficiency
Weak
Valuation
Fair
Completeness: 88%
Confidence: 92%
Updated: Oct 31
Top Beats

Quick Facts

Website https://nref.nexpoint.com
HQ Dallas, TX
Employees 1
Fiscal year Dec 31

Next Events

Earnings Call Nov 5
Dividend Dec 15

Fair Value Snapshot

Bear Base Bull
$4
$7
$14
Current: $14.97 -51% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$89.9M
24.1%%
Interest Expense
$42.8M
Net Interest Income
$47.2M
67.7%%
Total Revenue
$175.5M
500.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
19.5%
Excellent

Net Income / Equity - key bank profitability metric

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Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
2
Active Leaks
1/2
Improving
0
High Impact
0
Critical
Locked Leak
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Moat Analysis Lender Specialized

Competitive Advantage Assessment

Evaluating NexPoint Real Estate Finance, I's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
59
/100
Moderate
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Returns Hold Up Through Funding Cycles Returns are strong for a debt-funded lender (profitability score 0.87).
  • Industry-Leading Efficiency Operational efficiency is excellent (score 0.79).

Key risks

  • Thin Equity Cushion Equity cushion is thin (score 0.22).
  • Credit Quality Concerns Credit quality is concerning (asset quality score 0.38).

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Funding & Return Stability

Strong
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Signals, strengths and risks for Funding & Return Stability

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Signals, strengths and risks for Lending Advantage

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Signals, strengths and risks for Capital Strength

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Signals, strengths and risks for Cost Discipline

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Signals, strengths and risks for Revenue Diversification

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Signals, strengths and risks for Risk Management

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing NREF's balance between Growth (36.7%), Profitability (44.0%), and Safety (19.3%). Growth 37% Safety 19% Profitability 44%

Click axes to expand details. Marker shows current allocation.

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Growth

57th percentile vs peers
58
Key Signals
NII Growth YoY 67.7% 63p EPS Growth YoY 1.46 89p Equity Growth YoY 16.4% 73p Asset Growth YoY -1.8% 22p
Strengths
  • EPS Growth YoY in top 20% of peers (1.46, 89th percentile)
  • ROTE in top 20% of peers (29.1%, 98th percentile)
  • ROE in top 20% of peers (17.1%, 93th percentile)
  • ROA in top 20% of peers (2.0%, 90th percentile)
Risks

No significant risks identified for this axis.

Profitability

69th percentile vs peers
69
Key Signals
Strengths
Risks
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Safety

30th percentile vs peers
30
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for NexPoint Real Estate Finance, I.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$7.28
- - -
-51.4% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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