Company Analysis

NETCLASS TECHNOLOGY INC NTCL

A comprehensive view of key metrics, scores, and financial health for NETCLASS TECHNOLOGY INC

Overview of NetClass Technology Inc

NTCL NCM

Technology Software - Application Framework: Software & SaaS Micro Cap

NetClass Technology Inc (NTCL), is a Micro Cap company, in the Software - Application industry, last closed at $3.49, about 446.4% undervalued vs fair value, +51.1% 1Y return, ranked 683/780 in sector.

Metrics Rev Growth -2.9% ROE -247.3% Gross Margin 22.9%

USD 3.49

8.72%

(Delayed)

• Vol 90d: 726.1%

52-Week Range

Low

0.13

68%

Now 3.49

High

5.10

Market Cap

$5.32M

Enterprise Value

$6.27M

Overall Score

View breakdown

Overall

Growth

Fair

Profitability

Weak

Health

Fair

Efficiency

Weak

Valuation

Weak

Growth

Fair

Profitability

Weak

Health

Fair

Efficiency

Weak

Valuation

Weak

Completeness: 70%

Confidence: 77%

Updated: Jul 5

Top Beats

No strong beats yet

Quick Facts

Website https://www.netclass.cn

HQ Singapore

Employees 46

Fiscal year Sep 30

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull

$16

$19

$22

Current: $3.49 +446% vs base

Engine Room Money Flow™

Micro Cap

Software & SaaS - Where revenue goes and how value is created

Flow Steps

Total Revenue

$9.8M

-2.9%%

Gross Profit

$2.2M

-3.2%%

Operating Income (GAAP)

$-9.7M

-651.4%%

Operating Cash Flow

$-5.7M

-4115.7%%

Money Flow Bridge

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Flow Direction: Money moves from left to right

Components: Breakdown shows composition of each stage

Industry-Specific: Software & SaaS

Data Quality Notes

Note: 'Free Cash Flow' here is GAAP FCF (Operating Cash Flow − CapEx). Many software companies report an adjusted FCF that also adds back SBC; the Rule of 40 and FCF Margin shown use GAAP FCF, which is the more conservative and investor-relevant figure.
SBC is 52.6% of revenue — a real economic cost that dilutes shareholders annually even though it is a non-cash GAAP charge.
Rule of 40 score is -84.8 — below the 40-point benchmark. The company is not yet balancing growth and profitability at the level typically expected by institutional SaaS investors.

Quality & Reliability Indicators

Gross Margin

22.8%

Poor

Gross Profit / Revenue — pricing power and product moat (SaaS benchmark: >70%)

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Where It Leaks

Cash Flow Health critical

Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.

Active Leaks

0/1

Improving

High Impact

Critical

Debt Burden

Current: >50 years

Allocation Leak

Scores based on quantitative metrics and qualitative factors

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Pricing Power

Weak

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Recurring Revenue Stickiness

Developing

Innovation Engine

Developing

Cash Scalability

Weak

Capital Efficiency

Weak

Balance Sheet Resilience

Developing

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Software SaaS vs Industry Peers 84% Coverage

Click axes to expand details. Marker shows current allocation.

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Growth

44th percentile vs peers

Key Signals

Def Rev Growth 3.51 96p Revenue CAGR 3Y 1.9% 32p Rev Growth YoY -2.9% 22p

Strengths

Def Rev Growth in top 20% of peers (3.51, 96th percentile)
Interest Coverage Ratio in top 20% of peers (84.84, 91th percentile)

Risks

No significant risks identified for this axis.

Profitability

14th percentile vs peers

Key Signals

Strengths

Risks

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Safety

45th percentile vs peers

Key Signals

Strengths

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Two Futures

Scenario-based fair value ranges for NETCLASS TECHNOLOGY INC.

WACC X.X%

X%XX%

Rev CAGR 5Y X.X%

-XX%XX%

Op Margin XX.X%

-XX%XX%

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Bear

- - -

- upside

Base

$19.07

- - -

+446.4% vs current

Snapshot base estimate

Bull

- - -

- upside

Fair Value Range Current: $-

$- $- $-

NETCLASS TECHNOLOGY INC NTCL

Overview of NetClass Technology Inc

Quick Facts

Next Events

Fair Value Snapshot

Engine Room Money Flow™

Flow Steps

Money Flow Bridge

Data Quality Notes

Quality & Reliability Indicators

Gross Margin

Locked Metric

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Locked Metric

Where It Leaks

Debt Burden

Key Metrics

Competitive Advantage Assessment

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Pricing Power

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Recurring Revenue Stickiness

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Innovation Engine

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Cash Scalability

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Capital Efficiency

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Balance Sheet Resilience

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Trade-Off Ledger™

Growth

Profitability

Safety

Two Futures

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