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Company Analysis

Northwest Bancshares, Inc. NWBI

A comprehensive view of key metrics, scores, and financial health for Northwest Bancshares, Inc.

Overview of Northwest Bancshares, Inc.

NWBI NMS
Financial Services Banks - Regional Framework: Banks & Lenders Mid Cap
Northwest Bancshares, Inc. (NWBI), is a Mid Cap company, in the Banks - Regional industry, last closed at $14.79, about 11.9% overvalued vs fair value, +21.6% 1Y return, placing in the top 25% of its sector.
Metrics Rev Growth 68.5% ROE 7.2% Gross Margin 68.3% Div Yield 6.27%
USD 14.80
1.47%
(Delayed)
• Vol 90d: 21.8%
52-Week Range
Market Cap
$2.13B
Enterprise Value
$2.34B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Fair
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 50%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.northwest.bank
HQ Columbus, OH
Employees 2,104
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$7
$13
$24
Current: $14.80 -12% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$667.3M
14.1%%
Interest Expense
$224.3M
Net Interest Income
$433.7M
0.2%%
Total Revenue
$877.0M
68.5%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
6.3%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Northwest Bancshares, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
52
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
48
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing NWBI's balance between Growth (34.1%), Profitability (34.3%), and Safety (31.7%). Growth 34% Safety 32% Profitability 34%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

49th percentile vs peers
50
Key Signals
Asset Growth YoY 16.4% 86p NII Growth YoY 0.2% 45p Equity Growth YoY 2.9% 26p EPS Growth YoY -25.5% 18p
Strengths
  • Asset Growth YoY in top 20% of peers (16.4%, 86th percentile)
  • Dividends/Tangible Equity in top 20% of peers (8.6%, 92th percentile)
Risks
  • EPS Growth YoY in bottom 20% of peers (-25.5%)

Profitability

49th percentile vs peers
50
Key Signals
Strengths
Risks
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Safety

46th percentile vs peers
46
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Northwest Bancshares, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$13.03
- - -
-11.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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