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Company Analysis

Old National Bancorp - Deposita ONBPO

A comprehensive view of key metrics, scores, and financial health for Old National Bancorp - Deposita

Overview of Old National Bancorp

ONBPO NMS
Financial Services Banks - Regional
Old National Bancorp (ONBPO), in the Banks - Regional industry, last closed at $24.93, about 0.0% overvalued vs fair value, -0.1% 1Y return, placing in the top 25% of its sector.
Metrics Rev Growth 96.8% ROE 9.0% Gross Margin 63.6%
$24.93
-0.76%
As of April 28, 2026
Previous close • Vol 90d: 6.5%
52-Week Range
Enterprise Value
-
Overall Score
View breakdown
Overall
Growth
Excellent
Profitability
Fair
Health
Fair
Efficiency
Weak
Valuation
Excellent
Growth
Excellent
Profitability
Fair
Health
Fair
Efficiency
Weak
Valuation
Excellent
Completeness: 82%
Confidence: 81%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.oldnational.com
HQ Evansville, IN
Employees 4,971
Fiscal year Dec 31

Next Events

Dividend May 20 Ex-div: May 5

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$2.6B
17.9%%
Interest Expense
$1.2B
Net Interest Income
$1.5B
1.8%%
Total Revenue
$3.7B
96.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
8.6%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$296.9M
56.8% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Old National Bancorp - Deposita's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
45
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
64
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing ONBPO's balance between Growth (40.5%), Profitability (29.1%), and Safety (30.4%). Growth 41% Safety 30% Profitability 29%

Click axes to expand details. Marker shows current allocation.

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Growth

75th percentile vs peers
75
Key Signals
Asset Growth YoY 34.7% 94p NII Growth YoY 1.8% 52p Equity Growth YoY 14.6% 82p
Strengths
  • Asset Growth YoY in top 20% of peers (34.7%, 94th percentile)
  • Equity Growth YoY in top 20% of peers (14.6%, 82th percentile)
  • Debt/Assets in top 20% of peers (10.3%, 83th percentile)
  • Conservative leverage compared to industry peers
Risks

No significant risks identified for this axis.

Profitability

54th percentile vs peers
54
Key Signals
Strengths
Risks
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Safety

56th percentile vs peers
57
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Old National Bancorp - Deposita.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
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- upside
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Base
-
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- upside
-
Bull
-
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- upside
-
Fair Value Range Current: $-
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