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Company Analysis

Payoneer Global Inc. PAYO

A comprehensive view of key metrics, scores, and financial health for Payoneer Global Inc.

Overview of Payoneer Global Inc.

PAYO NGM
Technology Software - Infrastructure Framework: Software & SaaS Mid Cap
Payoneer Global Inc. (PAYO), is a Mid Cap company, in the Software - Infrastructure industry, last closed at $6.75, about 96.0% undervalued vs fair value, +1.4% 1Y return, placing in the top 25% of its sector.
Metrics Rev Growth 7.7% ROE 10.2%
USD 6.75
0.00%
(Delayed)
• Vol 90d: 69.9%
52-Week Range
Market Cap
$2.23B
Enterprise Value
$1.87B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Good
Health
Weak
Efficiency
Good
Valuation
Fair
Growth
Fair
Profitability
Good
Health
Weak
Efficiency
Good
Valuation
Fair
Completeness: 82%
Confidence: 81%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.payoneer.com
HQ New York, NY
Fiscal year Dec 31

Next Events

Earnings Aug 5 Estimated

Fair Value Snapshot

Bear Base Bull
$12
$13
$15
Current: $6.75 +96% vs base

Engine Room Money Flow™

Mid Cap

Software & SaaS - Where revenue goes and how value is created

Flow Steps
Total Revenue
$1.1B
7.7%%
Gross Profit
$825.6M
16.5%%
Operating Income (GAAP)
$124.7M
-16.3%%
Operating Cash Flow
$233.5M
32%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Software & SaaS

Quality & Reliability Indicators

Gross Margin
78.4%
Excellent

Gross Profit / Revenue — pricing power and product moat (SaaS benchmark: >70%)

Locked Metric
-
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Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
Analysis based on partial data. Some metrics unavailable for complete assessment.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Software & SaaS Specialized

Competitive Advantage Assessment

Evaluating Payoneer Global Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
67
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
71
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Software SaaS vs Industry Peers 69% Coverage
Trade-Off Triangle Visualization A ternary plot showing PAYO's balance between Growth (28.4%), Profitability (38.5%), and Safety (33.1%). Growth 28% Safety 33% Profitability 39%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

56th percentile vs peers
56
Key Signals
Revenue CAGR 3Y 18.8% 66p Rev Growth YoY 7.7% 48p
Strengths
  • Gross Profit Margin in top 20% of peers (84.4%, 91th percentile)
  • Cash to Debt Ratio in top 20% of peers (23.27, 89th percentile)
  • Interest Coverage Ratio in top 20% of peers (74.42, 91th percentile)
  • Consistently strong margins across 4 metrics
Risks

No significant risks identified for this axis.

Profitability

76th percentile vs peers
77
Key Signals
Strengths
Risks
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Safety

65th percentile vs peers
66
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Payoneer Global Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$13.23
- - -
+96.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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