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Company Analysis

PennyMac Mortgage Investment Tr PMT

A comprehensive view of key metrics, scores, and financial health for PennyMac Mortgage Investment Tr

Overview of PennyMac Mortgage Investment Trust

PMT NYQ
Real Estate REIT - Mortgage Framework: Real Estate Investment Trusts Small Cap
PennyMac Mortgage Investment Trust (PMT), is a Small Cap company, in the REIT - Mortgage industry, last closed at $9.58, about 115.1% undervalued vs fair value, -20.4% 1Y return, placing in the top 25% of its sector.
Metrics P/E 12.7× Rev Growth -13.9% ROE 6.7% Gross Margin 1011.3% Div Yield 16.59%
USD 9.58
-2.24%
(Delayed)
• Vol 90d: 32.1%
Market Cap
$911.30M
Enterprise Value
$12.71B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 86%
Updated: Jul 5
Top Beats

Quick Facts

Website https://pmt.pennymac.com
HQ Westlake Village, CA
Fiscal year Dec 31

Next Events

Earnings Jul 21 Estimated

Fair Value Snapshot

Bear Base Bull
$18
$21
$23
Current: $9.58 +115% vs base

Engine Room Money Flow™

Small Cap

Real Estate Investment Trust - Where revenue goes and how value is created

Flow Steps
Total Revenue
$158.1M
-13.9%%
Net Operating Income
$1.4B
315.9%%
Net Income
$85.9M
-20.6%%
FFO (Funds From Operations)
$129.6M
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Real Estate Investment Trust

Quality & Reliability Indicators

FFO Payout Ratio
139.8%
Poor

Dividends / FFO - basic dividend safety

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$181.2M
164.5% of AFFO

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
0/2
Improving
0
High Impact
2
Critical
Locked Leak
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Moat Analysis REIT Specialized

Competitive Advantage Assessment

Evaluating PennyMac Mortgage Investment Tr's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
31
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Rent Pricing Power

Moderate
61
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Equity REITs vs Industry Peers 90% Coverage
Trade-Off Triangle Visualization A ternary plot showing PMT's balance between Growth (33.5%), Profitability (53.5%), and Safety (13.0%). Growth 33% Safety 13% Profitability 54%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

45th percentile vs peers
45
Key Signals
Revenue CAGR 3Y 15.3% 90p TSR 16.2% 80p EPS CAGR 3Y 72.8% 97p FFO/Share 1.49 47p AFFO/Share 1.27 47p
Strengths
  • Revenue CAGR 3Y in top 20% of peers (15.3%, 90th percentile)
  • TSR in top 20% of peers (16.2%, 80th percentile)
  • FFO Margin in top 20% of peers (82.0%, 93th percentile)
  • AFFO Margin in top 20% of peers (69.7%, 91th percentile)
Risks
  • Rev Growth YoY in bottom 20% of peers (-13.9%)
  • FFO Growth YoY in bottom 20% of peers (-19.7%)

Profitability

72th percentile vs peers
73
Key Signals
Strengths
Risks
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Safety

17th percentile vs peers
18
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for PennyMac Mortgage Investment Tr.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$20.61
- - -
+115.1% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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