Skip to content
Company Analysis

PennyMac Mortgage Investment Tr PMT

A comprehensive view of key metrics, scores, and financial health for PennyMac Mortgage Investment Tr

Overview of PennyMac Mortgage Investment Trust

PMT NYQ
Real Estate REIT - Mortgage Small Cap
PennyMac Mortgage Investment Trust (PMT), is a Small Cap company, in the REIT - Mortgage industry, last closed at $12.10, about 100.7% undervalued vs fair value, -4.9% 1Y return, ranked 103/330 in sector.
Metrics Rev Growth 850.8% ROE 6.7% Gross Margin 91.6% Div Yield 16.59%
$12.10
0.91%
As of April 28, 2026
Previous close • Vol 90d: 31.7%
52-Week Range
Market Cap
$1.05B
Enterprise Value
$19.88B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Weak
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Weak
Completeness: 82%
Confidence: 89%
Updated: Mar 8
Top Beats

Quick Facts

Website https://pmt.pennymac.com
HQ Westlake Village, CA
Fiscal year Dec 31

Next Events

Earnings Apr 21 Estimated
Dividend Apr 24 Ex-div: Apr 9

Fair Value Snapshot

Bear Base Bull
$22
$24
$27
Current: $12.10 +101% vs base

Engine Room Money Flow™

Small Cap

Real Estate Investment Trust - Where revenue goes and how value is created

Flow Steps
Total Revenue
$1.7B
850.8%%
Net Operating Income
$1.4B
315.9%%
Net Income
$118.7M
-20.6%%
FFO (Funds From Operations)
$67.3M
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Real Estate Investment Trust

Quality & Reliability Indicators

FFO Payout Ratio
150.4%
Poor

Dividends / FFO - basic dividend safety

Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium

Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$182.3M
650.6% of AFFO

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
3
Active Leaks
1/3
Improving
0
High Impact
3
Critical
Locked Leak
Upgrade to view details
Premium
Locked Leak
Upgrade to view details
Premium
Moat Analysis REIT Specialized

Competitive Advantage Assessment

Evaluating PennyMac Mortgage Investment Tr's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
34
/100
Developing
Scores based on quantitative metrics and qualitative factors

Upgrade to unlock interactive defense details

Premium access

Unlock full defense analysis

Get key signals, strengths, and risks for every moat dimension.

Upgrade to Premium Unlock all moat defenses and evidence.

Rent Pricing Power

Developing
45
Premium
Unlock full defense details

See key signals plus strengths and risks for this moat dimension.

Upgrade for full defense analysis Premium-only evidence and insights.
For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Equity REITs vs Industry Peers 90% Coverage
Trade-Off Triangle Visualization A ternary plot showing PMT's balance between Growth (39.6%), Profitability (30.5%), and Safety (29.9%). Growth 40% Safety 30% Profitability 31%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
Upgrade to unlock the full 3-year trend analysis and deltas.

Growth

67th percentile vs peers
67
Key Signals
Rev Growth YoY 8.51 88p Revenue CAGR 3Y 1.57 96p FFO/Share 1.49 68p TSR 16.2% 79p EPS CAGR 3Y 72.8% 95p
Strengths
  • Rev Growth YoY in top 20% of peers (8.51, 88th percentile)
  • Revenue CAGR 3Y in top 20% of peers (1.57, 96th percentile)
  • Growth above peer median with strong metric coverage (91%)
  • D/E Ratio in top 20% of peers (10.12, 91th percentile)
  • Debt/Assets in top 20% of peers (89.5%, 91th percentile)
Risks

No significant risks identified for this axis.

Profitability

52th percentile vs peers
52
Key Signals
Strengths
Risks
Premium
Unlock full Profitability drilldowns

See the signal-level drivers and insights behind this axis. Upgrade to reveal the full Trade-Off Ledger.

Upgrade Now

Safety

50th percentile vs peers
51
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for PennyMac Mortgage Investment Tr.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
X.X%
X%XX%
X.X%
-XX%XX%
XX.X%
-XX%XX%
Adjust the sliders above to explore different valuation scenarios.
Unlock Premium
Reveal the full Scenario Theatre
See live sliders, narratives, and full Bear/Base/Bull outcomes.
Upgrade Now
Bear
-
- - -
- upside
-
Base
$24.29
- - -
+100.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
Actions & Info