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Company Analysis

CPI Card Group Inc. PMTS

A comprehensive view of key metrics, scores, and financial health for CPI Card Group Inc.

Overview of CPI Card Group Inc.

PMTS NGM
Financial Services Credit Services Micro Cap
CPI Card Group Inc. (PMTS), is a Micro Cap company, in the Credit Services industry, last closed at $18.16, about 0.0% overvalued vs fair value, -30.5% 1Y return, ranked 873/1037 in sector.
$18.16
0.33%
As of April 28, 2026
Previous close • Vol 90d: 75.3%
52-Week Range
Market Cap
$208.10M
Enterprise Value
$512.88M
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Weak
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Weak
Completeness: 82%
Confidence: 87%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.cpicardgroup.com
HQ Littleton, CO
Employees 1,500
Fiscal year Dec 31

Next Events

Earnings May 6 Estimated

Fair Value Snapshot

Bear Base Bull
$0
$0
$0
Current: $18.16

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$34.1M
Net Interest Income
$-34.1M
-26.7%%
Total Revenue
$480.6M
8.1%%
Fee/Non-Interest Income
$514.7M
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Assets
5.58%
Excellent

Net Income / Assets - efficiency of asset utilization

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$8.7M
44.5% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
2
Active Leaks
1/2
Improving
0
High Impact
0
Critical
Locked Leak
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Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating CPI Card Group Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
46
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
54
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 73% Coverage
Trade-Off Triangle Visualization A ternary plot showing PMTS's balance between Growth (48.4%), Profitability (27.3%), and Safety (24.3%). Growth 48% Safety 24% Profitability 27%

Click axes to expand details. Marker shows current allocation.

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Growth

40th percentile vs peers
41
Key Signals
Asset Growth YoY 19.1% 75p NII Growth YoY -26.7% 19p EPS Growth YoY -18.3% 19p
Strengths
  • Debt/Assets in top 20% of peers (82.8%, 85th percentile)
Risks
  • NII Growth YoY in bottom 20% of peers (-26.7%)
  • EPS Growth YoY in bottom 20% of peers (-18.3%)

Profitability

23th percentile vs peers
23
Key Signals
Strengths
Risks
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Safety

20th percentile vs peers
21
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for CPI Card Group Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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Fair Value Range Current: $-
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