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Company Analysis

CPI Card Group Inc. PMTS

A comprehensive view of key metrics, scores, and financial health for CPI Card Group Inc.

Overview of CPI Card Group Inc.

PMTS NGM
Financial Services Credit Services Framework: Banks & Lenders Micro Cap
CPI Card Group Inc. (PMTS), is a Micro Cap company, in the Credit Services industry, last closed at $20.19, about 0.0% overvalued vs fair value, -2.1% 1Y return, ranked 769/1078 in sector.
Metrics P/E 11.7× Rev Growth 13.1% ROE -56.5% Gross Margin 31.3%
USD 20.19
4.61%
(Delayed)
• Vol 90d: 52.2%
52-Week Range
Market Cap
$214.94M
Enterprise Value
$485.45M
Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Good
Growth
Weak
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Good
Completeness: 82%
Confidence: 83%
Updated: Jul 5
Top Beats

Quick Facts

Website https://www.cpicardgroup.com
HQ Littleton, CO
Employees 1,500
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$0
$0
$0
Current: $20.19

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$34.1M
Net Interest Income
$-32.5M
4.8%%
Total Revenue
$543.5M
13.1%%
Fee/Non-Interest Income
$576.0M
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Assets
3.71%
Excellent

Net Income / Assets - efficiency of asset utilization

Locked Metric
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Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
2
Active Leaks
1/2
Improving
0
High Impact
0
Critical
Locked Leak
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Competitive Advantage Assessment

Evaluating CPI Card Group Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
37
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
7
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 73% Coverage
Trade-Off Triangle Visualization A ternary plot showing PMTS's balance between Growth (33.3%), Profitability (33.9%), and Safety (32.8%). Growth 33% Safety 33% Profitability 34%

Click axes to expand details. Marker shows current allocation.

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Growth

47th percentile vs peers
48
Key Signals
Asset Growth YoY 15.3% 84p NII Growth YoY 4.8% 31p EPS Growth YoY -23.7% 14p
Strengths
  • Asset Growth YoY in top 20% of peers (15.3%, 84th percentile)
  • Efficiency Ratio in top 20% of peers (21.2%, 98th percentile)
  • ROA in top 20% of peers (6.1%, 97th percentile)
  • Financial Leverage in top 20% of peers (-14.22, 99th percentile)
  • D/E Ratio in top 20% of peers (-17.26, 100th percentile)
Risks
  • EPS Growth YoY in bottom 20% of peers (-23.7%)

Profitability

48th percentile vs peers
49
Key Signals
Strengths
Risks
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Safety

47th percentile vs peers
47
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for CPI Card Group Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Snapshot base estimate
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Fair Value Range Current: $-
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