Skip to content
Company Analysis

Park National Corporation PRK

A comprehensive view of key metrics, scores, and financial health for Park National Corporation

Overview of Park National Corporation

PRK ASE
Financial Services Banks - Regional Mid Cap
Park National Corporation (PRK), is a Mid Cap company, in the Banks - Regional industry, last closed at $172.64, about 50.7% overvalued vs fair value, +17.0% 1Y return, placing in the top 25% of its sector.
Metrics Rev Growth 27.6% ROE 13.9% Gross Margin 82.1% Div Yield 3.67%
$172.64
1.75%
As of April 28, 2026
Previous close • Vol 90d: 26.1%
52-Week Range
Market Cap
$3.12B
Enterprise Value
$3.09B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Good
Health
Fair
Efficiency
Good
Valuation
Fair
Growth
Fair
Profitability
Good
Health
Fair
Efficiency
Good
Valuation
Fair
Completeness: 82%
Confidence: 50%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://investor.parknationalc...
HQ Newark, OH
Employees 1,589
Fiscal year Dec 31

Next Events

Earnings Apr 27 Estimated

Fair Value Snapshot

Bear Base Bull
$47
$85
$160
Current: $172.64 -51% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$523.0M
10.9%%
Interest Expense
$107.2M
Net Interest Income
$398.0M
6.7%%
Total Revenue
$664.4M
27.6%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
12.2%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium

Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$110.1M
72.7% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
1
Active Leaks
1/1
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Park National Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
81
/100
Strong
Scores based on quantitative metrics and qualitative factors

Upgrade to unlock interactive defense details

Premium access

Unlock full defense analysis

Get key signals, strengths, and risks for every moat dimension.

Upgrade to Premium Unlock all moat defenses and evidence.

Deposit Franchise

Strong
83
Premium
Unlock full defense details

See key signals plus strengths and risks for this moat dimension.

Upgrade for full defense analysis Premium-only evidence and insights.
For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing PRK's balance between Growth (29.6%), Profitability (46.2%), and Safety (24.2%). Growth 30% Safety 24% Profitability 46%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
Upgrade to unlock the full 3-year trend analysis and deltas.

Growth

53th percentile vs peers
53
Key Signals
NII Growth YoY 6.7% 70p EPS Growth YoY 19.5% 72p Equity Growth YoY 8.6% 62p Asset Growth YoY 0.0% 19p
Strengths
  • Net Interest Margin in top 20% of peers (4.1%, 90th percentile)
  • ROA in top 20% of peers (1.5%, 88th percentile)
  • ROE in top 20% of peers (13.9%, 85th percentile)
  • Equity/Assets in top 20% of peers (13.8%, 84th percentile)
Risks
  • Asset Growth YoY in bottom 20% of peers (0.0%)

Profitability

83th percentile vs peers
83
Key Signals
Strengths
Risks
Premium
Unlock full Profitability drilldowns

See the signal-level drivers and insights behind this axis. Upgrade to reveal the full Trade-Off Ledger.

Upgrade Now

Safety

43th percentile vs peers
44
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Park National Corporation.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
X.X%
X%XX%
X.X%
-XX%XX%
XX.X%
-XX%XX%
Adjust the sliders above to explore different valuation scenarios.
Unlock Premium
Reveal the full Scenario Theatre
See live sliders, narratives, and full Bear/Base/Bull outcomes.
Upgrade Now
Bear
-
- - -
- upside
-
Base
$85.19
- - -
-50.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
Actions & Info