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Company Analysis

Park National Corporation PRK

A comprehensive view of key metrics, scores, and financial health for Park National Corporation

Overview of Park National Corporation

PRK ASE
Financial Services Banks - Regional Framework: Banks & Lenders Mid Cap
Park National Corporation (PRK), is a Mid Cap company, in the Banks - Regional industry, last closed at $180.13, about 52.7% overvalued vs fair value, +13.9% 1Y return, placing in the top 25% of its sector.
Metrics Rev Growth 27.6% ROE 13.9% Gross Margin 82.1% Div Yield 3.67%
USD 180.13
1.33%
(Delayed)
• Vol 90d: 25.1%
52-Week Range
Market Cap
$3.19B
Enterprise Value
$3.16B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Good
Health
Fair
Efficiency
Good
Valuation
Fair
Growth
Fair
Profitability
Good
Health
Fair
Efficiency
Good
Valuation
Fair
Completeness: 82%
Confidence: 50%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://investor.parknationalc...
HQ Newark, OH
Employees 1,589
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$47
$85
$160
Current: $180.13 -53% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$523.0M
10.9%%
Interest Expense
$107.2M
Net Interest Income
$398.0M
6.7%%
Total Revenue
$664.4M
27.6%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
12.2%
Good

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$110.1M
61.1% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
1
Active Leaks
1/1
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Park National Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
80
/100
Strong
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Strong
81
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing PRK's balance between Growth (30.1%), Profitability (45.3%), and Safety (24.6%). Growth 30% Safety 25% Profitability 45%

Click axes to expand details. Marker shows current allocation.

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Growth

52th percentile vs peers
53
Key Signals
NII Growth YoY 6.7% 68p EPS Growth YoY 19.5% 68p Equity Growth YoY 8.6% 64p Asset Growth YoY 0.0% 20p
Strengths
  • Net Interest Margin in top 20% of peers (4.1%, 88th percentile)
  • ROA in top 20% of peers (1.5%, 84th percentile)
  • ROE in top 20% of peers (13.9%, 81th percentile)
  • Dividends/Tangible Equity in top 20% of peers (7.6%, 88th percentile)
Risks
  • Asset Growth YoY in bottom 20% of peers (0.0%)

Profitability

79th percentile vs peers
79
Key Signals
Strengths
Risks
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Safety

43th percentile vs peers
43
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Park National Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$85.19
- - -
-52.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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