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Company Analysis

QCR Holdings, Inc. QCRH

A comprehensive view of key metrics, scores, and financial health for QCR Holdings, Inc.

Overview of QCR Holdings, Inc.

QCRH NGM
Financial Services Banks - Regional Framework: Banks & Lenders Small Cap
QCR Holdings, Inc. (QCRH), is a Small Cap company, in the Banks - Regional industry, last closed at $97.45, about 28.8% overvalued vs fair value, +35.7% 1Y return, ranked 855/1078 in sector.
Metrics P/E 11.1× Rev Growth 6.5% ROE 12.1% Gross Margin 95.7% Div Yield 0.29%
USD 97.45
-0.31%
(Delayed)
• Vol 90d: 21.6%
52-Week Range
Market Cap
$1.56B
Enterprise Value
$1.86B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 86%
Updated: Jul 5
Top Beats

Quick Facts

Website https://www.qcrh.com
HQ Moline, IL
Employees 1,004
Fiscal year Dec 31

Next Events

Dividend Jul 3 Ex-div: Jun 18
Earnings Jul 22 Estimated

Fair Value Snapshot

Bear Base Bull
$38
$69
$130
Current: $97.45 -29% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$489.4M
1.6%%
Interest Expense
$234.2M
Net Interest Income
$255.2M
10.1%%
Total Revenue
$360.1M
6.5%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
11.4%
Good

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$25.7M
20.2% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating QCR Holdings, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
64
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
70
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing QCRH's balance between Growth (31.6%), Profitability (35.0%), and Safety (33.4%). Growth 32% Safety 33% Profitability 35%

Click axes to expand details. Marker shows current allocation.

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Growth

53th percentile vs peers
54
Key Signals
Asset Growth YoY 6.1% 60p NII Growth YoY 10.1% 50p Equity Growth YoY 11.5% 60p EPS Growth YoY 11.6% 40p
Strengths
  • Dividends/Tangible Equity in top 20% of peers (0.4%, 92th percentile)
Risks

No significant risks identified for this axis.

Profitability

59th percentile vs peers
60
Key Signals
Strengths
Risks
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Safety

56th percentile vs peers
57
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for QCR Holdings, Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$69.41
- - -
-28.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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