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Company Analysis

Reinsurance Group of America, I RGA

A comprehensive view of key metrics, scores, and financial health for Reinsurance Group of America, I

Overview of Reinsurance Group of America, Incorporated

RGA NYQ
Financial Services Insurance - Reinsurance Framework: Insurance & Reinsurance Large Cap
Reinsurance Group of America, Incorporated (RGA), is a Large Cap company, in the Insurance - Reinsurance industry, last closed at $210.45, about 3.9% overvalued vs fair value, +6.9% 1Y return, placing in the top 25% of its sector.
Metrics P/E 11.5× Rev Growth 3.4% ROE 9.7% Gross Margin 25.4% Div Yield 1.80%
USD 210.45
2.07%
(Delayed)
• Vol 90d: 26.0%
52-Week Range
Market Cap
$13.45B
Enterprise Value
$15.00B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Fair
Health
Fair
Efficiency
Good
Valuation
Fair
Growth
Good
Profitability
Fair
Health
Fair
Efficiency
Good
Valuation
Fair
Completeness: 82%
Confidence: 89%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.rgare.com
HQ Chesterfield, MO
Employees 4,300
Fiscal year Dec 31

Next Events

Earnings Aug 6 Estimated

Fair Value Snapshot

Bear Base Bull
$112
$202
$379
Current: $210.45 -4% vs base

Engine Room Money Flow™

Large Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$22.8B
3.4%%
Claims & Losses
$-17.0B
-13.1%%
Underwriting Result
$1.5B
57.1%%
Net Income
$1.2B
64.9%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
74.6%
Fair

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$414.0M
35.0% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating Reinsurance Group of America, I's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
50
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Underwriting Discipline

Moderate
56
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing RGA's balance between Growth (43.7%), Profitability (22.5%), and Safety (33.8%). Growth 44% Safety 34% Profitability 22%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

58th percentile vs peers
58
Key Signals
Revenue CAGR 3Y 12.8% 64p Equity Growth YoY 19.1% 77p Rev Growth YoY 3.4% 33p EPS Growth YoY 65.0% 67p Asset Growth YoY 31.9% 96p
Strengths
  • Conservative leverage compared to industry peers
Risks

No significant risks identified for this axis.

Profitability

29th percentile vs peers
30
Key Signals
Strengths
Risks
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Safety

44th percentile vs peers
45
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Reinsurance Group of America, I.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$202.25
- - -
-3.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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