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Company Analysis

Rocket Companies, Inc. RKT

A comprehensive view of key metrics, scores, and financial health for Rocket Companies, Inc.

Overview of Rocket Companies, Inc.

RKT NYQ
Financial Services Mortgage Finance Framework: Banks & Lenders Large Cap
Rocket Companies, Inc. (RKT), is a Large Cap company, in the Mortgage Finance industry, last closed at $13.77, about 37.8% overvalued vs fair value, -11.8% 1Y return, ranked 541/1078 in sector.
Metrics Rev Growth 26.9% ROE -0.6%
USD 13.77
7.58%
(Delayed)
• Vol 90d: 50.2%
52-Week Range
Market Cap
$39.08B
Enterprise Value
$63.39B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Fair
Valuation
Fair
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Fair
Valuation
Fair
Completeness: 94%
Confidence: 94%
Updated: Oct 31
Top Beats

Quick Facts

Website https://www.rocketcompanies.co...
HQ Detroit, MI
Employees 14,200
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$5
$9
$16
Current: $13.77 -38% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$501.0M
21.3%%
Interest Expense
$814.0M
Net Interest Income
-$313.0M
-458.9%%
Total Revenue
$6.3B
26.9%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-0.3%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Lender Specialized

Competitive Advantage Assessment

Evaluating Rocket Companies, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
37
/100
Developing
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Strong Equity Cushion Equity cushion is strong (score 0.82).

Key risks

  • Returns Squeezed by Funding Costs Returns are weak for a debt-funded lender (profitability score 0.30).
  • Weak Net Interest Margin Net interest margin proxy is weak (score 0.36).

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Funding & Return Stability

Developing
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Signals, strengths and risks for Funding & Return Stability

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Signals, strengths and risks for Lending Advantage

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Signals, strengths and risks for Capital Strength

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Signals, strengths and risks for Cost Discipline

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Signals, strengths and risks for Revenue Diversification

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Signals, strengths and risks for Risk Management

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 82% Coverage
Trade-Off Triangle Visualization A ternary plot showing RKT's balance between Growth (40.0%), Profitability (4.9%), and Safety (55.1%). Growth 40% Safety 55% Profitability 5%

Click axes to expand details. Marker shows current allocation.

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Growth

51th percentile vs peers
51
Key Signals
Asset Growth YoY 1.48 99p Equity Growth YoY 31.62 99p EPS Growth YoY -1.25 5p NII Growth YoY -4.59 0p
Strengths
  • Asset Growth YoY in top 20% of peers (1.48, 99th percentile)
  • Equity Growth YoY in top 20% of peers (31.62, 99th percentile)
  • Equity/Assets in top 20% of peers (37.7%, 96th percentile)
  • Financial Leverage in top 20% of peers (3.61, 94th percentile)
Risks
  • EPS Growth YoY in bottom 20% of peers (-1.25)
  • NII Growth YoY in bottom 20% of peers (-4.59)

Profitability

6th percentile vs peers
6
Key Signals
Strengths
Risks
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Safety

70th percentile vs peers
70
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Rocket Companies, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$8.57
- - -
-37.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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