Skip to content
Company Analysis

Rocket Companies, Inc. RKT

A comprehensive view of key metrics, scores, and financial health for Rocket Companies, Inc.

Overview of Rocket Companies, Inc.

RKT NYQ
Financial Services Mortgage Finance Large Cap
Rocket Companies, Inc. (RKT), is a Large Cap company, in the Mortgage Finance industry, last closed at $15.31, about 71.6% overvalued vs fair value, +18.6% 1Y return, ranked 324/1037 in sector.
Metrics Rev Growth 35.7% ROE -1.6%
$15.31
-0.91%
As of April 28, 2026
Previous close • Vol 90d: 60.4%
52-Week Range
Market Cap
$43.17B
Enterprise Value
$50.24B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Fair
Efficiency
Good
Valuation
Fair
Growth
Fair
Profitability
Weak
Health
Fair
Efficiency
Good
Valuation
Fair
Completeness: 82%
Confidence: 89%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.rocketcompanies.co...
HQ Detroit, MI
Employees 14,200
Fiscal year Dec 31

Next Events

Earnings May 7 Estimated

Fair Value Snapshot

Bear Base Bull
$2
$4
$8
Current: $15.31 -72% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$413.2M
26.2%%
Interest Expense
$376.0M
Net Interest Income
$-56.1M
-72.4%%
Total Revenue
$6.7B
35.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
4.2%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium

Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$2.0B
6809.7% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Rocket Companies, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
40
/100
Developing
Scores based on quantitative metrics and qualitative factors

Upgrade to unlock interactive defense details

Premium access

Unlock full defense analysis

Get key signals, strengths, and risks for every moat dimension.

Upgrade to Premium Unlock all moat defenses and evidence.

Deposit Franchise

Developing
32
Premium
Unlock full defense details

See key signals plus strengths and risks for this moat dimension.

Upgrade for full defense analysis Premium-only evidence and insights.
For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 82% Coverage
Trade-Off Triangle Visualization A ternary plot showing RKT's balance between Growth (36.5%), Profitability (29.0%), and Safety (34.4%). Growth 37% Safety 34% Profitability 29%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
Upgrade to unlock the full 3-year trend analysis and deltas.

Growth

65th percentile vs peers
65
Key Signals
Asset Growth YoY 1.48 97p EPS Growth YoY 27.58 96p Equity Growth YoY 12.4% 83p NII Growth YoY -72.4% 3p
Strengths
  • Asset Growth YoY in top 20% of peers (1.48, 97th percentile)
  • EPS Growth YoY in top 20% of peers (27.58, 96th percentile)
  • Equity Growth YoY in top 20% of peers (12.4%, 83th percentile)
  • Equity/Assets in top 20% of peers (37.7%, 91th percentile)
  • Financial Leverage in top 20% of peers (32.95, 85th percentile)
Risks
  • NII Growth YoY in bottom 20% of peers (-72.4%)

Profitability

51th percentile vs peers
52
Key Signals
Strengths
Risks
Premium
Unlock full Profitability drilldowns

See the signal-level drivers and insights behind this axis. Upgrade to reveal the full Trade-Off Ledger.

Upgrade Now

Safety

61th percentile vs peers
61
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Rocket Companies, Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
X.X%
X%XX%
X.X%
-XX%XX%
XX.X%
-XX%XX%
Adjust the sliders above to explore different valuation scenarios.
Unlock Premium
Reveal the full Scenario Theatre
See live sliders, narratives, and full Bear/Base/Bull outcomes.
Upgrade Now
Bear
-
- - -
- upside
-
Base
$4.35
- - -
-71.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
Actions & Info