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Company Analysis

Renasant Corporation RNST

A comprehensive view of key metrics, scores, and financial health for Renasant Corporation

Overview of Renasant Corporation

RNST NYQ
Financial Services Banks - Regional Mid Cap
Renasant Corporation (RNST), is a Mid Cap company, in the Banks - Regional industry, last closed at $39.99, about 4.1% undervalued vs fair value, +24.5% 1Y return, ranked 359/1037 in sector.
Metrics Rev Growth 103.0% ROE 5.5% Gross Margin 57.9%
$39.99
-0.18%
As of April 28, 2026
Previous close • Vol 90d: 28.3%
52-Week Range
Market Cap
$3.76B
Enterprise Value
$3.75B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Fair
Valuation
Fair
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Fair
Valuation
Fair
Completeness: 82%
Confidence: 51%
Updated: Mar 8
Top Beats

Quick Facts

Website https://investors.renasant.com
HQ Tupelo, MS
Fiscal year Dec 31

Next Events

Dividend Mar 31
Earnings Apr 21 Estimated

Fair Value Snapshot

Bear Base Bull
$23
$42
$78
Current: $39.99 +4% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$887.8M
11.3%%
Interest Expense
$458.3M
Net Interest Income
$512.2M
-1.4%%
Total Revenue
$1.3B
103%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
7.3%
Fair

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$53.7M
27.5% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
1/2
Improving
0
High Impact
1
Critical
Locked Leak
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Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Renasant Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
49
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
45
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing RNST's balance between Growth (42.5%), Profitability (29.8%), and Safety (27.7%). Growth 43% Safety 28% Profitability 30%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

72th percentile vs peers
73
Key Signals
Asset Growth YoY 48.3% 98p Equity Growth YoY 16.6% 84p EPS Growth YoY 26.9% 79p NII Growth YoY -1.4% 35p
Strengths
  • Asset Growth YoY in top 20% of peers (48.3%, 98th percentile)
  • Equity Growth YoY in top 20% of peers (16.6%, 84th percentile)
  • Equity/Assets in top 20% of peers (14.5%, 88th percentile)
  • Growth above peer median with strong metric coverage (80%)
Risks

No significant risks identified for this axis.

Profitability

51th percentile vs peers
51
Key Signals
Strengths
Risks
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Safety

47th percentile vs peers
47
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Renasant Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$41.61
- - -
+4.1% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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