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Company Analysis

Renasant Corporation RNST

A comprehensive view of key metrics, scores, and financial health for Renasant Corporation

Overview of Renasant Corporation

RNST NYQ
Financial Services Banks - Regional Framework: Banks & Lenders Mid Cap
Renasant Corporation (RNST), is a Mid Cap company, in the Banks - Regional industry, last closed at $43.56, about 2.5% overvalued vs fair value, +17.1% 1Y return, ranked 358/1078 in sector.
Metrics P/E 17.0× Rev Growth 48.8% ROE 5.5% Gross Margin 79.1% Div Yield 2.35%
USD 43.56
0.79%
(Delayed)
• Vol 90d: 22.9%
52-Week Range
Market Cap
$3.83B
Enterprise Value
$3.41B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Weak
Health
Fair
Efficiency
Fair
Valuation
Good
Growth
Good
Profitability
Weak
Health
Fair
Efficiency
Fair
Valuation
Good
Completeness: 82%
Confidence: 86%
Updated: Jul 5
Top Beats

Quick Facts

Website https://investors.renasant.com
HQ Tupelo, MS
Fiscal year Dec 31

Next Events

Dividend Jun 30 Ex-div: Jun 16
Earnings Jul 21 Estimated

Fair Value Snapshot

Bear Base Bull
$24
$42
$80
Current: $43.56 -3% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$1.3B
42.2%%
Interest Expense
$458.3M
Net Interest Income
$804.0M
57%%
Total Revenue
$985.8M
48.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
4.7%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$91.9M
50.7% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Renasant Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
46
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
47
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing RNST's balance between Growth (40.4%), Profitability (27.4%), and Safety (32.1%). Growth 40% Safety 32% Profitability 27%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

81th percentile vs peers
81
Key Signals
Asset Growth YoY 48.3% 97p NII Growth YoY 57.0% 97p Equity Growth YoY 45.1% 95p EPS Growth YoY -36.7% 11p
Strengths
  • Growth performance in top 20% of peers (percentile: 81)
  • Asset Growth YoY in top 20% of peers (48.3%, 97th percentile)
  • NII Growth YoY in top 20% of peers (57.0%, 97th percentile)
  • Equity Growth YoY in top 20% of peers (45.1%, 95th percentile)
  • Equity/Assets in top 20% of peers (14.5%, 82th percentile)
Risks
  • EPS Growth YoY in bottom 20% of peers (-36.7%)

Profitability

55th percentile vs peers
55
Key Signals
Strengths
Risks
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Safety

64th percentile vs peers
64
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Renasant Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$42.48
- - -
-2.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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