Skip to content
Company Analysis

Riverview Bancorp Inc RVSB

A comprehensive view of key metrics, scores, and financial health for Riverview Bancorp Inc

Overview of Riverview Bancorp, Inc.

RVSB NMS
Financial Services Banks - Regional Framework: Banks & Lenders Micro Cap
Riverview Bancorp, Inc. (RVSB), is a Micro Cap company, in the Banks - Regional industry, last closed at $5.98, about 37.0% undervalued vs fair value, +10.5% 1Y return, ranked 840/1037 in sector.
Metrics P/E 24.3× Rev Growth 4.7% ROE 3.1% Div Yield 2.14%
USD 5.98
0.50%
(Delayed)
• Vol 90d: 24.2%
52-Week Range
Market Cap
$125.90M
Enterprise Value
$186.96M
Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Weak
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 50%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.riverviewbank.com
HQ Vancouver, WA
Employees 238
Fiscal year Mar 31

Next Events

Earnings Jul 28 Estimated

Fair Value Snapshot

Bear Base Bull
$5
$8
$15
Current: $5.98 +37% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$59.0M
4.3%%
Interest Expense
$22.6M
Net Interest Income
$36.3M
-4.6%%
Total Revenue
$50.6M
4.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
3.1%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium

Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$4.5M
92.5% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Riverview Bancorp Inc's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
31
/100
Developing
Scores based on quantitative metrics and qualitative factors

Upgrade to unlock interactive defense details

Premium access

Unlock full defense analysis

Get key signals, strengths, and risks for every moat dimension.

Upgrade to Premium Unlock all moat defenses and evidence.

Deposit Franchise

Weak
19
Premium
Unlock full defense details

See key signals plus strengths and risks for this moat dimension.

Upgrade for full defense analysis Premium-only evidence and insights.
For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing RVSB's balance between Growth (27.3%), Profitability (30.3%), and Safety (42.4%). Growth 27% Safety 42% Profitability 30%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
Upgrade to unlock the full 3-year trend analysis and deltas.

Growth

32th percentile vs peers
33
Key Signals
EPS Growth YoY 29.5% 77p NII Growth YoY -4.6% 23p Asset Growth YoY -0.5% 18p Equity Growth YoY 2.8% 26p
Strengths
  • Efficiency Ratio in top 20% of peers (61.7%, 85th percentile)
Risks
  • Asset Growth YoY in bottom 20% of peers (-0.5%)
  • Growth below peer median (percentile: 32)

Profitability

36th percentile vs peers
36
Key Signals
Strengths
Risks
Premium
Unlock full Profitability drilldowns

See the signal-level drivers and insights behind this axis. Upgrade to reveal the full Trade-Off Ledger.

Upgrade Now

Safety

50th percentile vs peers
50
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Riverview Bancorp Inc.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
X.X%
X%XX%
X.X%
-XX%XX%
XX.X%
-XX%XX%
Adjust the sliders above to explore different valuation scenarios.
Unlock Premium
Reveal the full Scenario Theatre
See live sliders, narratives, and full Bear/Base/Bull outcomes.
Upgrade Now
Bear
-
- - -
- upside
-
Base
$8.19
- - -
+37.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
Actions & Info
Send Feedback
Please select a category.
0/1000