Skip to content
Company Analysis

Redwood Trust, Inc. RWT

A comprehensive view of key metrics, scores, and financial health for Redwood Trust, Inc.

Overview of Redwood Trust, Inc.

RWT NYQ
Real Estate REIT - Mortgage Framework: Mortgage REITs Small Cap
Redwood Trust, Inc. (RWT), is a Small Cap company, in the REIT - Mortgage industry, last closed at $3.24, about 121.0% undervalued vs fair value, -36.7% 1Y return, ranked 96/338 in sector.
Metrics Rev Growth -41.3% ROE -6.5% Gross Margin 188.2% Div Yield 15.13%
USD 3.24
3.51%
(Delayed)
• Vol 90d: 50.9%
52-Week Range
Market Cap
$406.98M
Enterprise Value
$27.49B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 100%
Confidence: 98%
Updated: Oct 31
Top Beats

Quick Facts

Website https://www.redwoodtrust.com
HQ Mill Valley, CA
Fiscal year Dec 31

Next Events

Earnings Nov 3 Call: Nov 3

Fair Value Snapshot

Bear Base Bull
$4
$7
$13
Current: $3.24 +121% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$1.2B
25.2%%
Interest Expense
$1.1B
Net Interest Income
$82.7M
-19.4%%
Total Revenue
$131.0M
-41.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-9.0%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
1/1
Improving
1
High Impact
0
Critical
Moat Analysis Lender Specialized

Competitive Advantage Assessment

Evaluating Redwood Trust, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
16
/100
Weak
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key risks

  • Returns Squeezed by Funding Costs Returns are weak for a debt-funded lender (profitability score 0.11).
  • Thin Equity Cushion Equity cushion is thin (score 0.02).

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

Upgrade to unlock the signals and evidence behind each defense.

Premium access

Unlock full defense analysis

Get key signals, strengths, and risks for every moat dimension.

Upgrade to Premium Unlock all moat defenses and evidence.

Funding & Return Stability

Weak
14
Premium

Signals, strengths and risks for Funding & Return Stability

Premium

Signals, strengths and risks for Lending Advantage

Premium

Signals, strengths and risks for Capital Strength

Premium

Signals, strengths and risks for Cost Discipline

Premium

Signals, strengths and risks for Revenue Diversification

Premium

Signals, strengths and risks for Risk Management

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing RWT's balance between Growth (59.7%), Profitability (25.1%), and Safety (15.1%). Growth 60% Safety 15% Profitability 25%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
Upgrade to unlock the full 3-year trend analysis and deltas.

Growth

32th percentile vs peers
33
Key Signals
Asset Growth YoY 29.8% 74p NII Growth YoY -19.4% 20p Equity Growth YoY -18.3% 9p EPS Growth YoY -2.66 7p
Strengths

No notable strengths identified for this axis.

Risks
  • NII Growth YoY in bottom 20% of peers (-19.4%)
  • Equity Growth YoY in bottom 20% of peers (-18.3%)
  • EPS Growth YoY in bottom 20% of peers (-2.66)

Profitability

13th percentile vs peers
14
Key Signals
Strengths
Risks
Premium
Unlock full Profitability drilldowns

See the signal-level drivers and insights behind this axis. Upgrade to reveal the full Trade-Off Ledger.

Upgrade Now

Safety

8th percentile vs peers
8
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Redwood Trust, Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
X.X%
X%XX%
X.X%
-XX%XX%
XX.X%
-XX%XX%
Adjust the sliders above to explore different valuation scenarios.
Unlock Premium
Reveal the full Scenario Theatre
See live sliders, narratives, and full Bear/Base/Bull outcomes.
Upgrade Now
Bear
-
- - -
- upside
-
Base
$7.16
- - -
+121.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
Actions & Info
Send Feedback
Please select a category.
0/1000