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Company Analysis

Charles Schwab Corporation (The SCHW

A comprehensive view of key metrics, scores, and financial health for Charles Schwab Corporation (The

Overview of The Charles Schwab Corporation

SCHW NYQ
Financial Services Capital Markets Framework: Asset Management & Capital Markets Large Cap
The Charles Schwab Corporation (SCHW), is a Large Cap company, in the Capital Markets industry, last closed at $89.30, about 68.0% undervalued vs fair value, -4.8% 1Y return, placing in the top 10% of its sector.
Metrics P/E 21.5× Rev Growth 22.0% ROE 18.1% Gross Margin 92.9% Div Yield 1.31%
USD 89.30
-0.48%
(Delayed)
• Vol 90d: 24.1%
52-Week Range
Market Cap
$154.43B
Enterprise Value
$157.38B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Good
Health
Fair
Efficiency
Fair
Valuation
Good
Growth
Fair
Profitability
Good
Health
Fair
Efficiency
Fair
Valuation
Good
Completeness: 100%
Confidence: 95%
Updated: Oct 24
Top Beats

Quick Facts

Website https://www.schwab.com
HQ Westlake, TX
Employees 33,000
Fiscal year Dec 31

Next Events

Dividend Nov 13
Earnings Jan 21 Estimated

Fair Value Snapshot

Bear Base Bull
$113
$150
$205
Current: $89.30 +68% vs base

Engine Room Money Flow™

Large Cap

Asset Management & Capital Markets - Where revenue goes and how value is created

Flow Steps
Total Revenue
$23.9B
22%%
Operating Income (FRE Proxy)
$13.7B
77.8%%
EBITDA
$15.0B
64.8%%
Net Income
$8.9B
49%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Asset Management & Capital Markets

Quality & Reliability Indicators

Operating Margin (FRE Proxy)
57.2%
Excellent

Operating Income / Revenue — proxy for Fee-Related Earnings margin

Locked Metric
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Premium
Locked Metric
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Locked Metric
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Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$12.1B
137.1% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
1/2
Improving
0
High Impact
1
Critical
Locked Leak
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Moat Analysis Asset Management Specialized

Competitive Advantage Assessment

Evaluating Charles Schwab Corporation (The's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
77
/100
Strong
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Premium Fee Margins Fee margin quality is strong (score 0.97).
  • Lean Compensation Structure Compensation discipline is strong (cost efficiency score 0.97).

Key risks

  • AUM Contraction Risk Revenue growth trajectory is weak (score 0.38).

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Fee Revenue Quality

Strong
83
Premium

Signals, strengths and risks for Fee Revenue Quality

Premium

Signals, strengths and risks for Client Retention & Revenue Stickiness

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Signals, strengths and risks for Compensation Discipline

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Signals, strengths and risks for Capital Efficiency

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Signals, strengths and risks for Earnings Quality & Cash Conversion

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Signals, strengths and risks for Balance Sheet Strength

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Asset Managers, Capital Markets & Exchanges vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing SCHW's balance between Growth (31.7%), Profitability (38.1%), and Safety (30.2%). Growth 32% Safety 30% Profitability 38%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

72th percentile vs peers
73
Key Signals
Rev Growth YoY 22.0% 83p EPS Growth YoY 55.8% 74p Revenue CAGR 3Y 4.8% 57p EPS CAGR 3Y 9.9% 63p
Strengths
  • Rev Growth YoY in top 20% of peers (22.0%, 83th percentile)
  • Operating Margin in top 20% of peers (57.2%, 99th percentile)
  • Net Profit Margin in top 20% of peers (37.0%, 97th percentile)
  • FCF Margin in top 20% of peers (36.6%, 98th percentile)
Risks

No significant risks identified for this axis.

Profitability

87th percentile vs peers
87
Key Signals
Strengths
Risks
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Safety

69th percentile vs peers
69
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Charles Schwab Corporation (The.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$149.98
- - -
+68.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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