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Company Analysis

Simmons First National Corporat SFNC

A comprehensive view of key metrics, scores, and financial health for Simmons First National Corporat

Overview of Simmons First National Corporation

SFNC NMS
Financial Services Banks - Regional Framework: Banks & Lenders Mid Cap
Simmons First National Corporation (SFNC), is a Mid Cap company, in the Banks - Regional industry, last closed at $22.51, about 6.2% undervalued vs fair value, +22.7% 1Y return, ranked 973/1037 in sector.
Metrics Rev Growth -17.8% ROE -11.4% Gross Margin 5.8% Div Yield 4.22%
USD 22.51
1.44%
(Delayed)
• Vol 90d: 26.8%
52-Week Range
Market Cap
$3.18B
Enterprise Value
$3.45B
Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Weak
Growth
Weak
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Weak
Completeness: 82%
Confidence: 79%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.simmonsbank.com
HQ Pine Bluff, AR
Employees 2,917
Fiscal year Dec 31

Next Events

Dividend Jul 1 Ex-div: Jun 15
Earnings Jul 16 Estimated

Fair Value Snapshot

Bear Base Bull
$13
$24
$45
Current: $22.51 +6% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$1.3B
8.4%%
Interest Expense
$524.6M
Net Interest Income
$628.5M
-3.3%%
Total Revenue
$626.8M
-17.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
4.3%
Poor

Net Income / Equity - key bank profitability metric

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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Simmons First National Corporat's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
21
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
8
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing SFNC's balance between Growth (15.1%), Profitability (38.1%), and Safety (46.8%). Growth 15% Safety 47% Profitability 38%

Click axes to expand details. Marker shows current allocation.

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Growth

15th percentile vs peers
16
Key Signals
NII Growth YoY -3.3% 28p Equity Growth YoY 3.0% 27p Asset Growth YoY -8.7% 3p EPS Growth YoY -3.43 3p
Strengths
  • Efficiency Ratio in top 20% of peers (90.0%, 91th percentile)
Risks
  • Growth in bottom 20% of peers (percentile: 15)
  • Asset Growth YoY in bottom 20% of peers (-8.7%)
  • EPS Growth YoY in bottom 20% of peers (-3.43)

Profitability

39th percentile vs peers
40
Key Signals
Strengths
Risks
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Safety

48th percentile vs peers
49
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Simmons First National Corporat.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$23.91
- - -
+6.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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