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Company Analysis

Sumitomo Mitsui Financial Group SMFG

A comprehensive view of key metrics, scores, and financial health for Sumitomo Mitsui Financial Group

Overview of Sumitomo Mitsui Financial Group, Inc.

SMFG NYQ
Financial Services Banks - Diversified Framework: Banks & Lenders Large Cap
Sumitomo Mitsui Financial Group, Inc. (SMFG), is a Large Cap company, in the Banks - Diversified industry, last closed at $25.92, about 9732.0% undervalued vs fair value, +68.2% 1Y return, ranked 291/1078 in sector.
Metrics Rev Growth 14.3% ROE 10.4% Div Yield 345.14%
USD 25.92
4.14%
(Delayed)
• Vol 90d: 32.7%
52-Week Range
Market Cap
$162.54B
Enterprise Value
$-40.98T
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 85%
Updated: Jul 5
Top Beats
No strong beats yet

Quick Facts

Website https://www.smfg.co.jp
HQ Tokyo
Employees 123,000
Fiscal year Mar 31

Next Events

Earnings Jul 31

Fair Value Snapshot

Bear Base Bull
$1413
$2548
$4773
Current: $25.92 +9732% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$7.2T
4.3%%
Interest Expense
$4.5T
Net Interest Income
$2.7T
16.3%%
Total Revenue
$5.8T
14.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
10.0%
Good

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$790.7B
49.9% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Sumitomo Mitsui Financial Group's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
51
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
60
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 83% Coverage
Trade-Off Triangle Visualization A ternary plot showing SMFG's balance between Growth (57.2%), Profitability (29.5%), and Safety (13.3%). Growth 57% Safety 13% Profitability 30%

Click axes to expand details. Marker shows current allocation.

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Growth

61th percentile vs peers
62
Key Signals
NII Growth YoY 16.3% 69p Asset Growth YoY 7.3% 66p Equity Growth YoY 7.4% 41p
Strengths

No notable strengths identified for this axis.

Risks

No significant risks identified for this axis.

Profitability

31th percentile vs peers
32
Key Signals
Strengths
Risks
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Safety

14th percentile vs peers
14
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Sumitomo Mitsui Financial Group.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$2548.45
- - -
+9732.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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