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Company Analysis

Security National Financial Cor SNFCA

A comprehensive view of key metrics, scores, and financial health for Security National Financial Cor

Overview of Security National Financial Corporation

SNFCA NGM
Financial Services Mortgage Finance Framework: Banks & Lenders Micro Cap
Security National Financial Corporation (SNFCA), is a Micro Cap company, in the Mortgage Finance industry, last closed at $9.58, about 55.4% undervalued vs fair value, +2.3% 1Y return, ranked 625/1037 in sector.
USD 9.58
1.05%
(Delayed)
• Vol 90d: 30.3%
52-Week Range
Market Cap
$251.00M
Enterprise Value
$273.70M
Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Fair
Health
Fair
Efficiency
Fair
Valuation
Weak
Growth
Weak
Profitability
Fair
Health
Fair
Efficiency
Fair
Valuation
Weak
Completeness: 82%
Confidence: 51%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.securitynational.c...
HQ Salt Lake City, UT
Employees 1,186
Fiscal year Dec 31

Next Events

Earnings Aug 10 Estimated

Fair Value Snapshot

Bear Base Bull
$8
$15
$28
Current: $9.58 +55% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$8.2M
-14.2%%
Interest Expense
$4.3M
Net Interest Income
$-10.4M
8.1%%
Total Revenue
$335.5M
5.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
7.8%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Security National Financial Cor's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
40
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
31
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 95% Coverage
Trade-Off Triangle Visualization A ternary plot showing SNFCA's balance between Growth (45.5%), Profitability (19.9%), and Safety (34.6%). Growth 46% Safety 35% Profitability 20%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

60th percentile vs peers
60
Key Signals
NII Growth YoY 8.1% 73p EPS Growth YoY 81.8% 88p Asset Growth YoY 4.1% 52p Equity Growth YoY 8.3% 62p Loan Growth YoY 5.5% 30p
Strengths
  • EPS Growth YoY in top 20% of peers (81.8%, 88th percentile)
  • ROA in top 20% of peers (1.8%, 88th percentile)
  • Equity/Assets in top 20% of peers (22.7%, 92th percentile)
  • Growth above peer median with strong metric coverage (100%)
Risks

No significant risks identified for this axis.

Profitability

26th percentile vs peers
26
Key Signals
Strengths
Risks
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Safety

45th percentile vs peers
46
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Security National Financial Cor.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$14.89
- - -
+55.4% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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