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Company Analysis

SouthState Corporation SSB

A comprehensive view of key metrics, scores, and financial health for SouthState Corporation

Overview of SouthState Corporation

SSB NYQ
Financial Services Banks - Regional Mid Cap
SouthState Corporation (SSB), is a Mid Cap company, in the Banks - Regional industry, last closed at $97.84, about 5.2% overvalued vs fair value, +13.4% 1Y return, ranked 325/1037 in sector.
Metrics Rev Growth 125.4% ROE 10.7% Gross Margin 68.4% Div Yield 2.45%
$97.84
0.59%
As of April 28, 2026
Previous close • Vol 90d: 24.7%
52-Week Range
Market Cap
$9.60B
Enterprise Value
$10.33B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Good
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Good
Profitability
Good
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 90%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.southstatebank.com
HQ Winter Haven, FL
Employees 6,190
Fiscal year Dec 31

Next Events

Earnings Apr 23 Estimated

Fair Value Snapshot

Bear Base Bull
$51
$93
$174
Current: $97.84 -5% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$2.1B
10.1%%
Interest Expense
$1.1B
Net Interest Income
$1.4B
-2.6%%
Total Revenue
$3.8B
125.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
9.1%
Fair

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$467.1M
87.3% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating SouthState Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
67
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Strong
77
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing SSB's balance between Growth (35.9%), Profitability (36.9%), and Safety (27.2%). Growth 36% Safety 27% Profitability 37%

Click axes to expand details. Marker shows current allocation.

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Growth

60th percentile vs peers
60
Key Signals
Asset Growth YoY 44.9% 97p EPS Growth YoY 7.8% 60p NII Growth YoY -2.6% 31p Equity Growth YoY 6.5% 46p
Strengths
  • Asset Growth YoY in top 20% of peers (44.9%, 97th percentile)
  • Equity/Assets in top 20% of peers (13.5%, 83th percentile)
  • Growth above peer median with strong metric coverage (80%)
Risks

No significant risks identified for this axis.

Profitability

62th percentile vs peers
62
Key Signals
Strengths
Risks
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Safety

45th percentile vs peers
46
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for SouthState Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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Bear
-
- - -
- upside
-
Base
$92.71
- - -
-5.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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