Skip to content
Company Analysis

Stock Yards Bancorp, Inc. SYBT

A comprehensive view of key metrics, scores, and financial health for Stock Yards Bancorp, Inc.

Overview of Stock Yards Bancorp, Inc.

SYBT NMS
Financial Services Banks - Regional Framework: Banks & Lenders Mid Cap
Stock Yards Bancorp, Inc. (SYBT), is a Mid Cap company, in the Banks - Regional industry, last closed at $75.58, about 50.0% overvalued vs fair value, +2.5% 1Y return, ranked 476/1037 in sector.
Metrics Rev Growth 63.6% ROE 14.4% Gross Margin 69.2% Div Yield 1.94%
USD 75.58
1.03%
(Delayed)
• Vol 90d: 24.6%
52-Week Range
Market Cap
$2.19B
Enterprise Value
$1.33B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Good
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Fair
Profitability
Good
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 50%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.syb.com
HQ Louisville, KY
Employees 1,123
Fiscal year Dec 31

Next Events

Dividend Jul 1 Ex-div: Jun 15

Fair Value Snapshot

Bear Base Bull
$21
$38
$71
Current: $75.58 -50% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$412.9M
19.1%%
Interest Expense
$167.3M
Net Interest Income
$257.0M
3.9%%
Total Revenue
$564.5M
63.6%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
10.6%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium

Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$40.1M
35.0% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Stock Yards Bancorp, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
65
/100
Moderate
Scores based on quantitative metrics and qualitative factors

Upgrade to unlock interactive defense details

Premium access

Unlock full defense analysis

Get key signals, strengths, and risks for every moat dimension.

Upgrade to Premium Unlock all moat defenses and evidence.

Deposit Franchise

Strong
85
Premium
Unlock full defense details

See key signals plus strengths and risks for this moat dimension.

Upgrade for full defense analysis Premium-only evidence and insights.
For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing SYBT's balance between Growth (38.9%), Profitability (38.5%), and Safety (22.7%). Growth 39% Safety 23% Profitability 38%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
Upgrade to unlock the full 3-year trend analysis and deltas.

Growth

64th percentile vs peers
65
Key Signals
Asset Growth YoY 7.6% 68p NII Growth YoY 3.9% 58p Equity Growth YoY 14.4% 82p EPS Growth YoY 5.5% 50p
Strengths
  • Equity Growth YoY in top 20% of peers (14.4%, 82th percentile)
  • ROTE in top 20% of peers (17.0%, 81th percentile)
  • ROE in top 20% of peers (14.4%, 84th percentile)
  • Growth above peer median with strong metric coverage (80%)
Risks

No significant risks identified for this axis.

Profitability

64th percentile vs peers
64
Key Signals
Strengths
Risks
Premium
Unlock full Profitability drilldowns

See the signal-level drivers and insights behind this axis. Upgrade to reveal the full Trade-Off Ledger.

Upgrade Now

Safety

37th percentile vs peers
38
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Stock Yards Bancorp, Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
X.X%
X%XX%
X.X%
-XX%XX%
XX.X%
-XX%XX%
Adjust the sliders above to explore different valuation scenarios.
Unlock Premium
Reveal the full Scenario Theatre
See live sliders, narratives, and full Bear/Base/Bull outcomes.
Upgrade Now
Bear
-
- - -
- upside
-
Base
$37.76
- - -
-50.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
Actions & Info
Send Feedback
Please select a category.
0/1000