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Company Analysis

Tiptree Inc. TIPT

A comprehensive view of key metrics, scores, and financial health for Tiptree Inc.

Overview of Tiptree Inc.

TIPT NCM
Financial Services Insurance - Specialty Framework: Insurance & Reinsurance Small Cap
Tiptree Inc. (TIPT), is a Small Cap company, in the Insurance - Specialty industry, last closed at $17.89, about 22.8% overvalued vs fair value, -14.7% 1Y return, ranked 498/1078 in sector.
Metrics P/E 19.6× Rev Growth -267.5% ROE 7.2% Div Yield 1.31%
USD 17.89
0.39%
(Delayed)
• Vol 90d: 22.6%
52-Week Range
Market Cap
$687.53M
Enterprise Value
$734.38M
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Weak
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Weak
Completeness: 82%
Confidence: 87%
Updated: Jul 5
Top Beats

Quick Facts

Website https://www.tiptreeinc.com
HQ Greenwich, CT
Employees 1,496
Fiscal year Dec 31

Next Events

Earnings Jul 29 Estimated

Fair Value Snapshot

Bear Base Bull
$8
$14
$26
Current: $17.89 -23% vs base

Engine Room Money Flow™

Small Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$-1.0M
-267.5%%
Claims & Losses
$-841.2M
39.8%%
Acquisition & Admin Expenses
$-33.8M
Underwriting Result
$149.3M
79.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
-81670.6%
Excellent

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$18.3M
34.3% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
0/1
Improving
1
High Impact
0
Critical
Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating Tiptree Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
52
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Underwriting Discipline

Moderate
55
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing TIPT's balance between Growth (20.2%), Profitability (44.5%), and Safety (35.3%). Growth 20% Safety 35% Profitability 44%

Click axes to expand details. Marker shows current allocation.

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Growth

15th percentile vs peers
16
Key Signals
Equity Growth YoY 11.1% 42p Asset Growth YoY 20.1% 88p EPS Growth YoY -33.9% 14p Rev Growth YoY -2.67 1p Revenue CAGR 3Y -92.0% 0p
Strengths
  • Operating Margin in top 20% of peers (43.30, 99th percentile)
  • Conservative leverage compared to industry peers
Risks
  • Growth in bottom 20% of peers (percentile: 15)
  • EPS Growth YoY in bottom 20% of peers (-33.9%)
  • Rev Growth YoY in bottom 20% of peers (-2.67)

Profitability

34th percentile vs peers
35
Key Signals
Strengths
Risks
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Safety

27th percentile vs peers
28
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Tiptree Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$13.81
- - -
-22.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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