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Company Analysis

TOP Financial Group Limited TOP

A comprehensive view of key metrics, scores, and financial health for TOP Financial Group Limited

Overview of TOP Financial Group Limited

TOP NCM
Financial Services Capital Markets Framework: Asset Management & Capital Markets Small Cap
TOP Financial Group Limited (TOP), is a Small Cap company, in the Capital Markets industry, last closed at $15.44, about 0.0% overvalued vs fair value, +157.3% 1Y return, ranked 668/1078 in sector.
Metrics Rev Growth 41.9% ROE -3.4% Gross Margin 21.5%
USD 15.44
1.25%
(Delayed)
• Vol 90d: 92.2%
52-Week Range
Market Cap
$1.91B
Enterprise Value
$1.90B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Good
Valuation
Fair
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Good
Valuation
Fair
Completeness: 82%
Confidence: 86%
Updated: Oct 24
Top Beats

Quick Facts

Website https://www.zyfgl.com
HQ Singapore
Employees 18
Fiscal year Mar 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$0
$0
$0
Current: $15.44

Engine Room Money Flow™

Small Cap

Asset Management & Capital Markets - Where revenue goes and how value is created

Flow Steps
Total Revenue
$4.7M
41.9%%
Operating Income (FRE Proxy)
-$677.3K
87.8%%
EBITDA
-$216.3K
96%%
Net Income
-$1.2M
80.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Asset Management & Capital Markets

Quality & Reliability Indicators

Operating Margin (FRE Proxy)
-14.3%
Poor

Operating Income / Revenue — proxy for Fee-Related Earnings margin

Locked Metric
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Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Asset Management Specialized

Competitive Advantage Assessment

Evaluating TOP Financial Group Limited's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
52
/100
Moderate
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Strong Cash Conversion Cash conversion quality is high (score 1.00).
  • Conservative Leverage Leverage is conservative vs peers (score 0.80).

Key risks

  • Fee Margin Pressure Fee margin quality is below peers (score 0.38).
  • High Compensation Costs Compensation costs relative to peers are high (score 0.38).

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Fee Revenue Quality

Developing
35
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Signals, strengths and risks for Fee Revenue Quality

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Signals, strengths and risks for Client Retention & Revenue Stickiness

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Signals, strengths and risks for Compensation Discipline

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Signals, strengths and risks for Capital Efficiency

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Signals, strengths and risks for Earnings Quality & Cash Conversion

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Signals, strengths and risks for Balance Sheet Strength

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Asset Managers, Capital Markets & Exchanges vs Industry Peers 85% Coverage
Trade-Off Triangle Visualization A ternary plot showing TOP's balance between Growth (36.1%), Profitability (19.4%), and Safety (44.6%). Growth 36% Safety 45% Profitability 19%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

54th percentile vs peers
54
Key Signals
Rev Growth YoY 41.9% 83p EPS Growth YoY 2.0% 48p Revenue CAGR 3Y -21.3% 12p
Strengths
  • Rev Growth YoY in top 20% of peers (41.9%, 83th percentile)
  • FCF Margin in top 20% of peers (2.78, 91th percentile)
  • D/E Ratio in top 20% of peers (6.6%, 81th percentile)
  • Debt/Assets in top 20% of peers (2.6%, 86th percentile)
Risks

No significant risks identified for this axis.

Profitability

29th percentile vs peers
29
Key Signals
Strengths
Risks
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Safety

67th percentile vs peers
67
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for TOP Financial Group Limited.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
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- upside
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Base
-
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- upside
Snapshot base estimate
Bull
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Fair Value Range Current: $-
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