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Company Analysis

TPG RE Finance Trust, Inc. TRTX

A comprehensive view of key metrics, scores, and financial health for TPG RE Finance Trust, Inc.

Overview of TPG RE Finance Trust, Inc.

TRTX NYQ
Real Estate REIT - Mortgage Framework: Mortgage REITs Small Cap
TPG RE Finance Trust, Inc. (TRTX), is a Small Cap company, in the REIT - Mortgage industry, last closed at $6.83, about 102.9% undervalued vs fair value, -23.5% 1Y return, ranked 144/338 in sector.
Metrics P/E 15.0× Rev Growth 0.1% ROE 5.5% Gross Margin 174.4% Div Yield 13.52%
USD 6.83
5.08%
(Delayed)
• Vol 90d: 27.2%
52-Week Range
Market Cap
$517.90M
Enterprise Value
$3.96B
Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Fair
Health
Fair
Efficiency
Fair
Valuation
Fair
Growth
Weak
Profitability
Fair
Health
Fair
Efficiency
Fair
Valuation
Fair
Completeness: 94%
Confidence: 95%
Updated: Oct 31
Top Beats

Quick Facts

Website https://www.tpgrefinance.com
HQ New York, NY
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$8
$14
$26
Current: $6.83 +103% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$290.2M
-5.5%%
Interest Expense
$186.5M
Net Interest Income
$103.8M
-4.2%%
Total Revenue
$151.3M
0.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
4.3%
Poor

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$116.4M
256.0% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
2
Active Leaks
1/2
Improving
1
High Impact
0
Critical
Locked Leak
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Moat Analysis Lender Specialized

Competitive Advantage Assessment

Evaluating TPG RE Finance Trust, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
50
/100
Moderate
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Disciplined Risk Management Risk management appears disciplined (asset quality score 0.69).

Key risks

  • Returns Squeezed by Funding Costs Returns are weak for a debt-funded lender (profitability score 0.38).
  • Operational Inefficiency Operational efficiency lags peers (score 0.36).

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Funding & Return Stability

Developing
49
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Signals, strengths and risks for Funding & Return Stability

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Signals, strengths and risks for Lending Advantage

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Signals, strengths and risks for Capital Strength

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Signals, strengths and risks for Cost Discipline

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Signals, strengths and risks for Revenue Diversification

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Signals, strengths and risks for Risk Management

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing TRTX's balance between Growth (23.6%), Profitability (37.3%), and Safety (39.1%). Growth 24% Safety 39% Profitability 37%

Click axes to expand details. Marker shows current allocation.

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Growth

37th percentile vs peers
38
Key Signals
Asset Growth YoY 18.1% 53p NII Growth YoY -4.2% 28p EPS Growth YoY -23.4% 38p Equity Growth YoY -4.1% 26p
Strengths
  • Net Interest Margin in top 20% of peers (2.4%, 91th percentile)
  • Financial Leverage in top 20% of peers (3.73, 82th percentile)
Risks
  • Growth below peer median (percentile: 37)

Profitability

59th percentile vs peers
60
Key Signals
Strengths
Risks
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Safety

62th percentile vs peers
62
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for TPG RE Finance Trust, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$13.86
- - -
+102.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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