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Company Analysis

Voya Financial, Inc. Depositary VOYA-PB

A comprehensive view of key metrics, scores, and financial health for Voya Financial, Inc. Depositary

Overview of Voya Financial, Inc.

VOYA-PB NYQ
Financial Services Financial Conglomerates Framework: General Corporate Mid Cap
Voya Financial, Inc. (VOYA-PB), is a Mid Cap company, in the Financial Conglomerates industry, last closed at $22.92, about 0.0% overvalued vs fair value, -5.6% 1Y return, ranked 659/1078 in sector.
Metrics Rev Growth 1.2% ROE 14.6%
USD 22.92
-0.35%
(Delayed)
• Vol 90d: 8.5%
52-Week Range
Market Cap
$7.05B
Enterprise Value
$10.92B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Weak
Health
Fair
Efficiency
Excellent
Valuation
Good
Growth
Good
Profitability
Weak
Health
Fair
Efficiency
Excellent
Valuation
Good
Completeness: 70%
Confidence: 72%
Updated: Oct 31
Top Beats
No strong beats yet

Quick Facts

Website https://www.voya.com
HQ New York, NY
Employees 11,000
Fiscal year Dec 31

Next Events

Dividend Nov 24

Fair Value Snapshot

Insufficient data
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  • Shares outstanding missing or non-positive

Engine Room Money Flow™

Mid Cap

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$8.0B
1.2%%
Operating Income
$1.1B
-1.3%%
Net Income
$654.0M
-1.9%%
Operating Cash Flow
$1.3B
-4.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Cash Conversion Ratio FY2025
196.9%
Excellent

Operating Cash Flow / Net Income

FCF / Net Income - measures how well earnings convert to cash

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$922.0M
71.6% of FCF

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Voya Financial, Inc. Depositary's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
79
/100
Strong
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Strong Interest Coverage & Conservative Leverage Debt serviceability is strong (score 0.89), with robust interest coverage.
  • Consistent Cash Generation Cash generation is strong and consistent (score 0.95).

Key risks

  • Liquidity Concerns Liquidity is concerning (score 0.00), raising questions about short-term obligations.

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Pricing Power

Moderate
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Signals, strengths and risks for Pricing Power

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Signals, strengths and risks for Cost Advantage

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Signals, strengths and risks for Customer Stickiness

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Signals, strengths and risks for Capital Efficiency

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Signals, strengths and risks for Resilience

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Signals, strengths and risks for Scale & Market Position

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

vs Industry Peers 65% Coverage
Trade-Off Triangle Visualization A ternary plot showing VOYA-PB's balance between Growth (29.4%), Profitability (40.2%), and Safety (30.4%). Growth 29% Safety 30% Profitability 40%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

56th percentile vs peers
56
Key Signals
Revenue CAGR 3Y 11.2% 74p Rev Growth YoY 1.2% 41p
Strengths
  • Superior capital returns - 2 return metrics above peer median
  • FCF Margin in top 20% of peers (16.1%, 88th percentile)
  • Cash Flow to Debt Ratio in top 20% of peers (15.15, 97th percentile)
  • Consistently strong margins across 5 metrics
Risks

No significant risks identified for this axis.

Profitability

76th percentile vs peers
77
Key Signals
Strengths
Risks
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Safety

57th percentile vs peers
58
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Voya Financial, Inc. Depositary.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Fair Value Range Current: $-
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