Skip to content
Company Analysis

WaFd, Inc. - Depositary Shares WAFDP

A comprehensive view of key metrics, scores, and financial health for WaFd, Inc. - Depositary Shares

Overview of WaFd, Inc.

WAFDP NMS
Financial Services Banks - Regional Framework: Banks & Lenders
WaFd, Inc. (WAFDP), in the Banks - Regional industry, last closed at $16.25, about 0.0% overvalued vs fair value, +4.4% 1Y return, placing in the top 25% of its sector.
Metrics Rev Growth 0.4% ROE 7.5% Gross Margin 99.0%
USD 16.25
0.18%
(Delayed)
• Vol 90d: 13.3%
52-Week Range
Enterprise Value
-
Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Good
Health
Weak
Efficiency
Weak
Valuation
Excellent
Growth
Weak
Profitability
Good
Health
Weak
Efficiency
Weak
Valuation
Excellent
Completeness: 82%
Confidence: 82%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.wafdbank.com
HQ Seattle, WA
Employees 1,979
Fiscal year Sep 30

Next Events

Dividend Jul 15 Ex-div: Jun 30

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$1.3B
-2.4%%
Interest Expense
$685.2M
Net Interest Income
$654.2M
-1%%
Total Revenue
$724.9M
0.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
7.7%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium

Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$201.2M
95.2% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating WaFd, Inc. - Depositary Shares's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
67
/100
Moderate
Scores based on quantitative metrics and qualitative factors

Upgrade to unlock interactive defense details

Premium access

Unlock full defense analysis

Get key signals, strengths, and risks for every moat dimension.

Upgrade to Premium Unlock all moat defenses and evidence.

Deposit Franchise

Moderate
62
Premium
Unlock full defense details

See key signals plus strengths and risks for this moat dimension.

Upgrade for full defense analysis Premium-only evidence and insights.
For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing WAFDP's balance between Growth (18.6%), Profitability (40.2%), and Safety (41.2%). Growth 19% Safety 41% Profitability 40%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
Upgrade to unlock the full 3-year trend analysis and deltas.

Growth

21th percentile vs peers
22
Key Signals
NII Growth YoY -1.0% 38p Equity Growth YoY 1.5% 18p Asset Growth YoY -4.9% 6p
Strengths
  • Efficiency Ratio in top 20% of peers (59.0%, 82th percentile)
Risks
  • Equity Growth YoY in bottom 20% of peers (1.5%)
  • Asset Growth YoY in bottom 20% of peers (-4.9%)
  • Growth below peer median (percentile: 21)

Profitability

47th percentile vs peers
47
Key Signals
Strengths
Risks
Premium
Unlock full Profitability drilldowns

See the signal-level drivers and insights behind this axis. Upgrade to reveal the full Trade-Off Ledger.

Upgrade Now

Safety

48th percentile vs peers
48
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for WaFd, Inc. - Depositary Shares.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
X.X%
X%XX%
X.X%
-XX%XX%
XX.X%
-XX%XX%
Adjust the sliders above to explore different valuation scenarios.
Unlock Premium
Reveal the full Scenario Theatre
See live sliders, narratives, and full Bear/Base/Bull outcomes.
Upgrade Now
Bear
-
- - -
- upside
-
Base
-
- - -
- upside
-
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
Actions & Info
Send Feedback
Please select a category.
0/1000