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Company Analysis

Western Alliance Bancorporation WAL

A comprehensive view of key metrics, scores, and financial health for Western Alliance Bancorporation

Overview of Western Alliance Bancorporation

WAL NYQ
Financial Services Banks - Regional Framework: Banks & Lenders Mid Cap
Western Alliance Bancorporation (WAL), is a Mid Cap company, in the Banks - Regional industry, last closed at $83.67, about 19.6% overvalued vs fair value, +17.4% 1Y return, ranked 622/1037 in sector.
Metrics Rev Growth 70.5% ROE 13.5% Gross Margin 61.1% Div Yield 2.00%
USD 83.67
1.64%
(Delayed)
• Vol 90d: 41.2%
52-Week Range
Market Cap
$8.99B
Enterprise Value
$12.03B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Fair
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 82%
Confidence: 51%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.westernallianceban...
HQ Phoenix, AZ
Employees 3,769
Fiscal year Dec 31

Next Events

Earnings Jul 16 Estimated

Fair Value Snapshot

Bear Base Bull
$37
$67
$126
Current: $83.67 -20% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$4.5B
12.5%%
Interest Expense
$1.8B
Net Interest Income
$2.6B
12%%
Total Revenue
$5.3B
70.5%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
12.1%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$185.4M
23.9% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Western Alliance Bancorporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
45
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
51
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing WAL's balance between Growth (39.0%), Profitability (33.7%), and Safety (27.3%). Growth 39% Safety 27% Profitability 34%

Click axes to expand details. Marker shows current allocation.

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Growth

75th percentile vs peers
76
Key Signals
Asset Growth YoY 14.6% 84p NII Growth YoY 12.0% 80p Equity Growth YoY 10.9% 74p EPS Growth YoY 8.4% 55p
Strengths
  • Asset Growth YoY in top 20% of peers (14.6%, 84th percentile)
  • NII Growth YoY in top 20% of peers (12.0%, 80th percentile)
  • ROTE in top 20% of peers (18.3%, 85th percentile)
  • Growth above peer median with strong metric coverage (80%)
Risks

No significant risks identified for this axis.

Profitability

65th percentile vs peers
66
Key Signals
Strengths
Risks
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Safety

53th percentile vs peers
53
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Western Alliance Bancorporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$67.27
- - -
-19.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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