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Company Analysis

WesBanco, Inc. WSBC

A comprehensive view of key metrics, scores, and financial health for WesBanco, Inc.

Overview of WesBanco, Inc.

WSBC NMS
Financial Services Banks - Regional Framework: Banks & Lenders Mid Cap
WesBanco, Inc. (WSBC), is a Mid Cap company, in the Banks - Regional industry, last closed at $40.08, about 3.2% undervalued vs fair value, +31.4% 1Y return, placing in the top 10% of its sector.
Metrics P/E 14.9× Rev Growth 62.3% ROE 6.5% Gross Margin 92.7% Div Yield 4.39%
USD 40.08
-0.74%
(Delayed)
• Vol 90d: 26.0%
52-Week Range
Market Cap
$3.74B
Enterprise Value
$4.18B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Weak
Health
Fair
Efficiency
Fair
Valuation
Good
Growth
Good
Profitability
Weak
Health
Fair
Efficiency
Fair
Valuation
Good
Completeness: 82%
Confidence: 86%
Updated: Jul 5
Top Beats

Quick Facts

Website https://www.wesbanco.com
HQ Wheeling, WV
Employees 2,969
Fiscal year Dec 31

Next Events

Dividend Jul 1

Fair Value Snapshot

Bear Base Bull
$23
$41
$77
Current: $40.08 +3% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$1.3B
54.1%%
Interest Expense
$457.6M
Net Interest Income
$814.3M
70.3%%
Total Revenue
$974.1M
62.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
5.3%
Poor

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$291.4M
143.8% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating WesBanco, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
42
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing WSBC's balance between Growth (45.4%), Profitability (19.8%), and Safety (34.8%). Growth 45% Safety 35% Profitability 20%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

83th percentile vs peers
84
Key Signals
NII Growth YoY 70.3% 98p Asset Growth YoY 48.2% 97p Equity Growth YoY 43.9% 95p EPS Growth YoY -1.4% 25p
Strengths
  • Growth performance in top 20% of peers (percentile: 83)
  • NII Growth YoY in top 20% of peers (70.3%, 98th percentile)
  • Asset Growth YoY in top 20% of peers (48.2%, 97th percentile)
  • Equity Growth YoY in top 20% of peers (43.9%, 95th percentile)
  • Equity/Assets in top 20% of peers (14.6%, 82th percentile)
Risks

No significant risks identified for this axis.

Profitability

36th percentile vs peers
37
Key Signals
Strengths
Risks
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Safety

64th percentile vs peers
64
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for WesBanco, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$41.35
- - -
+3.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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