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Company Analysis

WSFS Financial Corporation WSFS

A comprehensive view of key metrics, scores, and financial health for WSFS Financial Corporation

Overview of WSFS Financial Corporation

WSFS NMS
Financial Services Banks - Regional Mid Cap
WSFS Financial Corporation (WSFS), is a Mid Cap company, in the Banks - Regional industry, last closed at $71.64, about 26.8% overvalued vs fair value, +40.5% 1Y return, ranked 565/1037 in sector.
Metrics Rev Growth 29.9% ROE 10.8% Gross Margin 74.7%
$71.64
1.07%
As of April 28, 2026
Previous close • Vol 90d: 26.5%
52-Week Range
Market Cap
$3.78B
Enterprise Value
$2.75B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Good
Health
Weak
Efficiency
Good
Valuation
Fair
Growth
Fair
Profitability
Good
Health
Weak
Efficiency
Good
Valuation
Fair
Completeness: 82%
Confidence: 90%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.wsfsbank.com
HQ Wilmington, DE
Employees 2,335
Fiscal year Dec 31

Next Events

Earnings Apr 23 Estimated

Fair Value Snapshot

Bear Base Bull
$29
$52
$98
Current: $71.64 -27% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$1.1B
8.9%%
Interest Expense
$293.6M
Net Interest Income
$705.4M
-2.7%%
Total Revenue
$1.4B
29.9%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
10.2%
Good

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$132.1M
50.1% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
0/1
Improving
1
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating WSFS Financial Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
68
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
66
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing WSFS's balance between Growth (23.3%), Profitability (48.9%), and Safety (27.9%). Growth 23% Safety 28% Profitability 49%

Click axes to expand details. Marker shows current allocation.

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Growth

36th percentile vs peers
36
Key Signals
Asset Growth YoY 2.4% 36p NII Growth YoY -2.7% 31p EPS Growth YoY 0.4% 49p Equity Growth YoY 4.5% 32p
Strengths
  • Net Interest Margin in top 20% of peers (3.4%, 80th percentile)
  • ROTE in top 20% of peers (17.2%, 87th percentile)
  • Cash & Securities to Assets in top 20% of peers (27.3%, 90th percentile)
Risks
  • Growth below peer median (percentile: 36)

Profitability

76th percentile vs peers
77
Key Signals
Strengths
Risks
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Safety

43th percentile vs peers
44
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for WSFS Financial Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

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Bear
-
- - -
- upside
-
Base
$52.42
- - -
-26.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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