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Company Analysis

Block, Inc. XYZ

A comprehensive view of key metrics, scores, and financial health for Block, Inc.

Overview of Block, Inc.

XYZ NYQ
Technology Software - Infrastructure Framework: Software & SaaS Large Cap
Block, Inc. (XYZ), is a Large Cap company, in the Software - Infrastructure industry, last closed at $77.08, about 119.9% undervalued vs fair value, +8.7% 1Y return, ranked 458/780 in sector.
Metrics P/E 31.1× Rev Growth 0.3% ROE 6.0% Gross Margin 42.8%
USD 77.08
1.13%
(Delayed)
• Vol 90d: 35.3%
52-Week Range
Market Cap
$46.60B
Enterprise Value
$41.49B
Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Good
Health
Fair
Efficiency
Good
Valuation
Fair
Growth
Weak
Profitability
Good
Health
Fair
Efficiency
Good
Valuation
Fair
Completeness: 88%
Confidence: 94%
Updated: Oct 31
Top Beats

Quick Facts

Website https://www.block.xyz
HQ Oakland, CA
Employees 10,205
Fiscal year Dec 31

Next Events

Earnings Nov 3 Call: Nov 3

Fair Value Snapshot

Bear Base Bull
$155
$169
$187
Current: $77.08 +120% vs base

Engine Room Money Flow™

Large Cap

Software & SaaS - Where revenue goes and how value is created

Flow Steps
Total Revenue
$24.2B
0.3%%
Gross Profit
$10.4B
16.5%%
Operating Income (GAAP)
$1.7B
91.5%%
Operating Cash Flow
$2.6B
51.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Software & SaaS

Quality & Reliability Indicators

Gross Margin
42.8%
Fair

Gross Profit / Revenue — pricing power and product moat (SaaS benchmark: >70%)

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Where It Leaks

Cash Flow Health significant issues
Overall assessment of cash flow efficiency and conversion quality.
3
Active Leaks
3/3
Improving
1
High Impact
0
Critical
Locked Leak
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Locked Leak
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Moat Analysis Software & SaaS Specialized

Competitive Advantage Assessment

Evaluating Block, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
57
/100
Moderate
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Debt Covered by Cash Generation Debt capacity is solid (score 0.90), supporting resilience through cycles.
  • Margins Hold Through Cycles Margin durability is strong (score 0.81), pointing to resilient pricing power.

Key risks

  • Lumpy Revenue Trajectory Revenue consistency is weak (score 0.34), suggesting demand may be less recurring than peers.

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Pricing Power

Moderate
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Signals, strengths and risks for Pricing Power

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Signals, strengths and risks for Recurring Revenue Stickiness

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Signals, strengths and risks for Innovation Engine

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Signals, strengths and risks for Cash Scalability

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Signals, strengths and risks for Capital Efficiency

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Signals, strengths and risks for Balance Sheet Resilience

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Software SaaS vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing XYZ's balance between Growth (30.0%), Profitability (28.5%), and Safety (41.6%). Growth 30% Safety 42% Profitability 28%

Click axes to expand details. Marker shows current allocation.

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Growth

50th percentile vs peers
51
Key Signals
Def Rev Growth 23.0% 73p Revenue CAGR 3Y 11.3% 56p TSR 23.4% 70p Rev Growth YoY 0.3% 27p Buyback % -2.8% 81p
Strengths
  • Cash Flow to Debt Ratio in top 20% of peers (3.95, 91th percentile)
  • Interest Coverage Ratio in top 20% of peers (23.54, 85th percentile)
  • Strong liquidity position vs peers
  • Conservative leverage compared to industry peers
Risks
  • EPS Growth YoY in bottom 20% of peers (-53.9%)

Profitability

48th percentile vs peers
48
Key Signals
Strengths
Risks
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Safety

70th percentile vs peers
71
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Block, Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$169.48
- - -
+119.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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