CBIZ, Inc. CBZ

Competitive advantage analysis · industrials

Corporate Default
Overall moat score
51/100
Moderate

Ranked against 40 peers in Specialty Business Services

About CBIZ, Inc.

CBIZ, Inc. provides financial, insurance, and advisory services in the United States and Canada. It operates through Financial Services, Benefits and Insurance Services, and National Practices segments. The Financial Services segment offers accounting and tax, financial advisory, national technology, and government healthcare consulting services. The Benefits and Insurance Services segment provides employee benefits consulting, payroll/human capital management, property and casualty … Full CBZ analysis →

Key strengths

  • Operating Expense Control OpEx growth is controlled (score 0.70), demonstrating operating leverage.

Key risks

  • Elevated Debt Risk Debt serviceability is weak (score 0.32), raising refinancing risk.

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Pricing Power

Developing
46
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Signals, strengths and risks for Pricing Power

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Signals, strengths and risks for Cost Advantage

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Signals, strengths and risks for Customer Stickiness

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Signals, strengths and risks for Capital Efficiency

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Signals, strengths and risks for Resilience

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Signals, strengths and risks for Scale & Market Position

Where CBZ ranks in Specialty Business Services

CBIZ, Inc. ranks #22 of 41 scored companies in Specialty Business Services by moat score — the top 54%. The widest moat in the group is Copart, Inc. (CPRT) at 81/100.

# Company Moat score Rating
18 Pursuit Attractions and Hospita PRSU 56/100 Moderate
19 ABM Industries Incorporated ABM 53/100 Moderate
20 Quad Graphics, Inc QUAD 52/100 Moderate
21 Aramark ARMK 52/100 Moderate
22 CBIZ, Inc. CBZ 51/100 Moderate
23 First Advantage Corporation FA 49/100 Developing
24 YSX Tech. Co., Ltd YSXT 48/100 Developing
25 DLH Holdings Corp. DLHC 46/100 Developing
26 Eastman Kodak Company KODK 46/100 Developing

See every General Corporate company ranked by moat score →

How CBZ scores on the Corporate Default defenses

Pricing Power

Score 46 · 20% of the moat score

Pricing power is the ability to raise prices without losing volume.

Cost Advantage

Score 82 · 15% of the moat score

A cost advantage means delivering the same product for structurally less — better purchasing, denser distribution, a more automated process.

Customer Stickiness

Score 49 · 15% of the moat score

Stickiness is what makes revenue repeat without being re-won every year.

Capital Efficiency

Score 49 · 18% of the moat score

Capital efficiency asks what the company earns on the money tied up in the business.

Resilience

Score 40 · 17% of the moat score

Resilience is the capacity to get through a bad year on its own terms — enough liquidity, enough interest cover, and enough cash generation to avoid a rescue financing or a forced sale.

Scale & Market Position

Score 46 · 15% of the moat score

Scale matters only when it converts into economics.

How each Corporate Default defense is measured, in full →

Understanding CBZ's moat

What is CBIZ, Inc.'s moat score?

CBIZ, Inc. (CBZ) scores 51 out of 100 on the StatsAlpha Moat Map, which rates its competitive advantage as moderate. It ranks #22 of 41 scored companies in Specialty Business Services, the top 54%. The score is a weighted composite of 6 competitive defenses, each measured against industry peers of 40 companies in Specialty Business Services. Its strongest defense is Cost Advantage (82/100) and its weakest is Resilience (40/100).

How does CBIZ, Inc. compare with other Specialty Business Services companies?

CBIZ, Inc. ranks #22 of 41 scored companies in Specialty Business Services by moat score. The widest moat in Specialty Business Services is Copart, Inc. (CPRT) at 81/100. The companies ranked closest are Aramark (ARMK) at 52 just above it and First Advantage Corporation (FA) at 49 just below it.

How is the moat score calculated?

Each company is scored with an industry-specific template — Corporate Default in this case, chosen because the defenses that matter to a bank are not the ones that matter to a software company. Every defense combines several financial signals, and each signal is measured as a percentile against a peer group of 40 companies in Specialty Business Services. The defenses are then weighted to produce the overall score out of 100.

Why is CBIZ, Inc. scored with the Corporate Default template?

Most public companies sell a product or a service at a margin, so the moat question is whether that margin survives contact with competitors. The Corporate template scores the six defenses that show up in a general operating company's financial signature: whether it can hold price, produce more cheaply than rivals, keep its customers, earn a return above its cost of capital, withstand a downturn, and turn size into economics.

Which competitive defenses are measured for CBIZ, Inc.?

The Corporate Default template measures 6 defenses, and CBZ scores: Pricing Power (46), Cost Advantage (82), Customer Stickiness (49), Capital Efficiency (49), Resilience (40), Scale & Market Position (46). Each is scored independently as a percentile against peers, so a company can be strong on one and weak on another — the overall score reflects how those defenses are weighted for this industry.

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