America's Car-Mart, Inc., through its subsidiaries, operates as an automotive retailer for the used car market in the United States. It sells older model used vehicles and provides financing for its customers. The company was founded in 1981 and is headquartered in Rogers, Arkansas.
Full CRMT analysis →
Competitive advantage assessment
Key strengths
Cash Generation ConsistentCash generation is consistent (score 0.71), indicating reliable business model.
Consistent Cash GenerationCash generation is strong and consistent (score 0.71).
Key risks
ROIC Below WACC or PeersROIC at 35.7th percentile suggests inefficient capital deployment.
America's Car-Mart, Inc. ranks #18 of 31
scored companies in Auto & Truck Dealerships by moat score — the top 58%.
The widest moat in the group is CarGurus, Inc. (CARG)
at 77/100.
Moat scores for companies ranked near CRMT in Auto & Truck Dealerships
Pricing power is the ability to raise prices without losing volume.
Cost Advantage
Score 46
· 15% of the moat score
A cost advantage means delivering the same product for structurally less — better purchasing, denser distribution, a more automated process.
Customer Stickiness
Score 69
· 15% of the moat score
Stickiness is what makes revenue repeat without being re-won every year.
Capital Efficiency
Score 26
· 18% of the moat score
Capital efficiency asks what the company earns on the money tied up in the business.
Resilience
Score 60
· 17% of the moat score
Resilience is the capacity to get through a bad year on its own terms — enough liquidity, enough interest cover, and enough cash generation to avoid a rescue financing or a forced sale.
Scale & Market Position
Score 45
· 15% of the moat score
Scale matters only when it converts into economics.
America's Car-Mart, Inc. (CRMT) scores 46 out of 100 on the StatsAlpha Moat Map, which rates its competitive advantage as developing. It ranks #18 of 31 scored companies in Auto & Truck Dealerships, the top 58%. The score is a weighted composite of 6 competitive defenses, each measured against industry peers of 30 companies in Auto & Truck Dealerships. Its strongest defense is Customer Stickiness (69/100) and its weakest is Capital Efficiency (26/100).
How does America's Car-Mart, Inc. compare with other Auto & Truck Dealerships companies?
America's Car-Mart, Inc. ranks #18 of 31 scored companies in Auto & Truck Dealerships by moat score. The widest moat in Auto & Truck Dealerships is CarGurus, Inc. (CARG) at 77/100. The companies ranked closest are ACV Auctions Inc. (ACVA) at 46 just above it and SunCar Technology Group Inc. (SDA) at 41 just below it.
How is the moat score calculated?
Each company is scored with an industry-specific template — Corporate Default in this case, chosen because the defenses that matter to a bank are not the ones that matter to a software company. Every defense combines several financial signals, and each signal is measured as a percentile against a peer group of 30 companies in Auto & Truck Dealerships. The defenses are then weighted to produce the overall score out of 100.
Why is America's Car-Mart, Inc. scored with the Corporate Default template?
Most public companies sell a product or a service at a margin, so the moat question is whether that margin survives contact with competitors. The Corporate template scores the six defenses that show up in a general operating company's financial signature: whether it can hold price, produce more cheaply than rivals, keep its customers, earn a return above its cost of capital, withstand a downturn, and turn size into economics.
Which competitive defenses are measured for America's Car-Mart, Inc.?
The Corporate Default template measures 6 defenses, and CRMT scores: Pricing Power (38), Cost Advantage (46), Customer Stickiness (69), Capital Efficiency (26), Resilience (60), Scale & Market Position (45). Each is scored independently as a percentile against peers, so a company can be strong on one and weak on another — the overall score reflects how those defenses are weighted for this industry.
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